4007 PALM KEY AVENUE, Oldsmar, FL 34677

• 4 beds |
• 3 baths |
• 2,587 sqft

Property Description

Walk in the front door and look straight out to the water. Head out to the screened-in back porch to hang out and enjoy the views, from dolphins and mother duck with her ducklings, to the pink & orange glowing sunsets. This unit comes with floodplain X zoning tied to the title, which means you’re grandfathered in, and the cheap flood insurance is transferable to you (less than $800/yr.). Soaring ceilings, open floor plan, hard floors throughout, and a finished garage with a high-end epoxy floor that makes it feel like you’re parking in a showroom. Built in 2019, it looks and feels fresh and new. 1st floor bedroom with water views (great for guests!). Large media room upstairs with numerous possibilities. It could be a game room. It could be a gym or just a TV area. 3 bedrooms upstairs, including the master. The master bath overlooks the water with an oversized tub, a walk-in shower, dual vanities, and a custom walk-in closet. DirectTV, Frontier internet, water, recycling, and trash (2x/week) are included in the monthly HOA fee. The unit is far enough away from the gate, where you won't hear the road noise of 580. Bayside Terrace offers an array of amenities, including an infinity-edge swimming pool, BBQ area, a gym, a fire-pit, and a community dock with kayak, paddleboard, and canoe launch. This exceptional townhome provides the perfect blend of luxury, comfort, and Florida's natural beauty

Listing Status:

Active

Date Added:

October 7, 2025

Data Last Updated:

February 9, 2026 at 11:22PM

Listing Office:

CHARLES RUTENBERG REALTY INC : 727-538-9200

Listing Agent:

Jacob Gross : 727-303-2063

MLS ID:

TB8435073

Interior

• General: Ceiling Fans(s)Open FloorplanPrimaryBedroom UpstairsThermostatVaulted Ceiling(s)Walk-In Closet(s)
• Rooms: Media Room
• Appliances: Convection OvenDishwasherDisposalDryerRange HoodRefrigerator
• Laundry: Laundry Room
• Flooring: Ceramic TileLaminate
• A/C: Central Air
• Heating: Central

Exterior

• General: OtherSidewalk

Construction

• Roofing: Shingle
• General: BlockTwo

Location

• Road/Access: Asphalt
• HOA Amenities: PoolEscrow Reserves FundMaintenance StructureTrashWater545.0Monthly
• Originating MLS: Stellar MLS
• County: Pinellas

Lot

• Zoning: BAYSIDE TERRACE LOT 1622-28-16-05152-000-0160
• View: Water

Utilities

• Utilities: Cable AvailableElectricity ConnectedPublic
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple