241 PIONEER Trail, Palatka, FL 32043

• 4 beds |
• 3 baths |
• 2,994 sqft

Property Description

OPEN HOUSE!! Sat the 18th 10:00-12:00 Nestled on 2.46 private wooded acres with approximately 142 feet of Cedar Creek frontage, this custom-built all-brick waterfront home offers the perfect blend of comfort, craftsmanship, and outdoor living. With nearly 3,000 square feet of thoughtfully designed living space, the open floor plan is filled with natural light and showcases breathtaking water views through a wall of 8-foot glass French doors spanning the back of the home. Stained concrete floors, soaring ceilings, a wood-burning fireplace, and custom wood cabinetry create a warm yet refined atmosphere throughout. The spacious kitchen is designed for both everyday living and entertaining, featuring granite countertops, stainless steel appliances, abundant cabinetry, and a large center island for meal prep and gathering. A split-bedroom floor plan provides privacy, with the expansive primary suite offering tranquil water views, private access to the covered lanai, a spa-inspired bath wi walk-in shower and separate garden tub, and generous closet space. Upstairs, the fourth bedroom and full bath provide a flexible space for guests, a home office, or a bonus room. Step outside and experience true Florida waterfront living. Relax on the covered rear porch, entertain on the oversized patio, or head down to your private dock with covered pavilion for boating, fishing, kayaking, shrimping, or simply enjoying the peaceful surroundings. Cedar Creek offers navigable access to the St. Johns River in approximately seven minutes, making it an exceptional location for water enthusiasts. Built with quality and efficiency in mind, the home also features two HVAC systems, two water heaters, insulated interior walls for added sound reduction and energy efficiency, custom electrical with 200-amp service, an oversized side-entry garage with abundant storage, a large laundry room with custom cabinetry and utility sink, private well and septic, and the added benefit of no HOA or CDD fees. If you're searching for a private waterfront retreat where nature, recreation, and quality construction come together, this exceptional property is ready to welcome you home.

Listing Status:

Active

Date Added:

July 2, 2026

Data Last Updated:

July 29, 2026 at 3:36PM

Listing Office:

BETROS REALTY INC : 904-527-1738

Listing Agent:

JAY BETROS : 904-982-1197

MLS ID:

2153528

Interior

• General: Breakfast BarBuilt-in FeaturesCeiling Fan(s)Eat-in KitchenKitchen IslandPantryWalk-In Closet(s)Primary Bathroom -Tub with Separate ShowerSplit Bedrooms
• Appliances: DisposalDishwasherElectric RangeElectric Water HeaterMicrowaveRefrigerator
• Laundry: Electric Dryer HookupWasher Hookup
• Flooring: CarpetConcrete
• A/C: Central Air
• Heating:
• Fireplace: FireplaceFireplaces: 1

Exterior

• Style: Traditional

Construction

• Roofing: Shingle
• General: Brick2

Location

• Road/Access: County Road
• Originating MLS: realMLS (Northeast Florida Multiple Listing Service)
• County: Putnam

Lot

• Zoning: 160827000000100041
• View: CanalCreek/Stream
• Current Use: ResidentialSingle Family

Utilities

• Utilities: Cable AvailableElectricity ConnectedSewer ConnectedWater Connected
• Water: Private
• Sewer: Septic Tank

Financial

• Source: realMLS (Northeast Florida Multiple Listing Service)