596 FL-20, Palatka, FL 32177

• 2 beds |
• 2 baths

Property Description

Charming 2 BR/2BA home with loft nestled in a private, serene setting surrounded by Rice Creek Conservation Area Sate land on three sides. Thoughtfully designed, the home offers a flexible layout with a bedroom and full bath on each level, ideal for guests or multigenerational living. The upstairs also features a spacious loft overlooking the open-concept great room and dining area, anchored by a stunning stone fireplace. Enjoy peaceful views of nature from the beautiful stone back porch, now covered with a brand-new metal roof - perfect for relaxing or entertaining. The home is set back from the road and accessible by State easement, ensuring both privacy and convenience. Additional features include a detached double carport with workshop, which has entry from the carport and a roll top entry door from the side, ideal for yard equipment or hobbies. Beautiful Oak trees not only garnish the landscape but also provide welcoming shade on those hot Florida days. In addition, there are several established fruit trees, including figs and oranges. This 2.02-acre parcel is legally described as two 1.01-acre parcels. The back 1.01-acre parcel has a view of Rainbow Lake from the far NW corner. Separate ingress/egress easement is provided by the State for this parcel - great opportunity for family compound living! Although location is rural, it's just a short distance to shopping, medical, restaurants etc., and of course, the magnificent St. Johns River. No HOA and plenty of room for your outdoor fun accessories.

Listing Status:

Active

Date Added:

March 15, 2026

Data Last Updated:

March 29, 2026 at 5:35PM

Listing Office:

SELLSTATE NEXT GENERATION REALTY : 352-387-2383

Listing Agent:

KIMBERLY T MORRIS : 386-937-2026

MLS ID:

2135028

Interior

• General: Pantry
• Appliances: DishwasherElectric RangeElectric Water Heater
• A/C: Central AirElectric
• Heating:
• Fireplace: Wood BurningFireplaceFireplaces: 1

Exterior

• General: Stable(s)Workshop

Construction

• Roofing: Metal
• General: 2

Location

• Originating MLS: realMLS (Northeast Florida Multiple Listing Service)
• County: Putnam

Lot

• Zoning: 151025000000600010
• Current Use: Single Family

Utilities

• Utilities: Cable AvailableElectricity ConnectedWater Connected
• Water: Well
• Sewer: Septic Tank

Financial

• Source: realMLS (Northeast Florida Multiple Listing Service)