656 STATE ROAD 20, Palatka, FL 32177

• 2 beds |
• 2 baths |
• 1,528 sqft

Property Description

Versatile Residential-Commercial Property on 2 parcels total of 2 acres +/- and highway frontage. This transformed property is a rare find on State Road 20, offering a perfect blend of residential comfort and/or commercial utility. The 2-acre parcel features a 2-bedroom home with a spacious, connected 550 sq ft area, ideal for a master suite or running a home-based business studio, or professional practice. This home has been completely rewired. new metal roof. home was completely rewired, new plumbing, new flooring, water heater and appliances. Detached 694 sq ft garage for more storage, man cave or workshop Possible private Possible private financing available with $100,000 down

Listing Status:

Active

Date Added:

January 20, 2026

Data Last Updated:

February 11, 2026 at 7:35AM

Listing Office:

TEAM FLORIDA REALTY SERVICES INC : 386-684-0204

Listing Agent:

MEICHELLE BUCK : 386-972-5151

MLS ID:

2125946

Interior

• Appliances: DishwasherElectric RangeElectric Water HeaterIce MakerRefrigerator
• A/C: ElectricMulti Units
• Heating:

Construction

• Roofing: Metal
• General: 1

Location

• Originating MLS: realMLS (Northeast Florida Multiple Listing Service)
• County: Putnam

Lot

• Zoning: 161025000004700000
• Current Use: CommercialHorsesMixed UseOfficeResidentialSingle Family

Utilities

• Utilities: Electricity ConnectedSewer ConnectedWater Connected200+ Amp Service
• Water: Well
• Sewer: Septic Tank

Financial

• Source: realMLS (Northeast Florida Multiple Listing Service)