1686 SMITH LANE, Palm Harbor, FL 34683

• 4 beds |
• 3 baths |
• 2,542 sqft

Property Description

Welcome to life in Waterford Crossing, one of Palm Harbor’s established communities where sidewalks wind throughout the neighborhood and neighbors enjoy evening strolls beneath mature trees. Zoned for A-rated schools, this two-story home offers over 2,500 square feet of living space on nearly a quarter-acre lot and has been lovingly maintained by its original owner for the past 30 years. With solid bones and a thoughtful layout, it presents the perfect opportunity to update and customize to your personal style. Inside, you’ll find four bedrooms, two and a half bathrooms, and flexible living spaces designed for both everyday comfort and entertaining. A separate living room and convenient half bathroom on the first floor create an ideal setup for guests. The kitchen offers a functional layout with abundant counter space, generous storage, and stainless steel appliances, plus an eat-in area that flows seamlessly into the family room. Here, a dramatic two-story fireplace serves as the focal point, framed by beautiful arched windows that fill the space with natural light. A first-floor bedroom provides flexibility for a home office or guest suite. Upstairs, the owner’s suite features double closets and an ensuite bathroom complete with dual sinks, a soaking tub, and a separate walk-in shower. Additional bedrooms and a full guest bathroom are also located upstairs, offering privacy and space for family or visitors. Step outside to a screened-in lanai overlooking the fenced backyard and paver patio, perfect for grilling and enjoying Florida evenings. Located in one of Palm Harbor’s most desirable coastal pockets, this home places you near everything that makes the area so sought after. Tucked between the Gulf of Mexico and Lake Tarpon, residents enjoy a charming blend of small-town character and outdoor living. You’re just minutes from the locally loved restaurants, boutiques, and breweries of downtown Palm Harbor, as well as the Pinellas Trail for biking and walking. Nearby waterfront gems like Wall Springs Park, Crystal Beach, and the shoreline of St. Joseph Sound offer easy access to kayaking, fishing, and sunset views. Golf enthusiasts will appreciate the proximity to Innisbrook Resort, home of the PGA Valspar Championship, while beach lovers can quickly reach Honeymoon Island, the Dunedin Causeway, and Tarpon Springs. This is your opportunity to own a well-cared-for home in a prime Palm Harbor location and make it truly your own.

Listing Status:

Active

Date Added:

February 27, 2026

Data Last Updated:

February 28, 2026 at 1:23AM

Listing Office:

MAVREALTY : 727-314-3942

Listing Agent:

Terry Lynn Brusini : 727-642-9486

MLS ID:

TB8480997

Interior

• General: Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboSolid Surface Counters
• Appliances: DryerMicrowaveRangeRefrigeratorWasher
• Laundry: Laundry Room
• Flooring: CarpetTile
• A/C: Central Air
• Heating: Central
• Fireplace: Living RoomFireplace
• Eco/Green Feature: Solar

Exterior

• General: Private YardSidewalkSliding DoorsAbove Ground
• Parking: Driveway

Construction

• Roofing: Shingle
• General: BlockStuccoTwoSlab

Location

• Road/Access: Paved
• HOA Amenities: 512.75Semi-Annually
• Originating MLS: Stellar MLS
• County: Pinellas

Lot

• Zoning: R-3WATERFORD CROSSING PHASE II LOT 11213-28-15-95071-000-1120

Utilities

• Utilities: BB/HS Internet AvailableCable AvailablePublic
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple