$795,000

3140 N CANAL DRIVE, Palm Harbor, FL 34684

3 beds |
4 baths |
2,059 sqft

Single-Family Home
Built in 1983
6,534sqft lot
2 car garage
$386/sqft
Listed 3 months ago

Property Description

LAKEFRONT LIVING. NO HOA. No rules. No restrictions. Updated 3-bedroom, 3.5-bath waterfront home (with a versatile mother-in-law suite) sits directly on a peaceful canal leading to one of Florida’s premier freshwater lakes. New roof (2025), new dock and seawall (2023), upgraded AC, and an expanded electrical panel ready for EV chargers. Inside, the open-concept kitchen is a showstopper, with custom cabinets, premium counters, and high-end appliances that flow effortlessly into the main dining and living room areas. Upstairs, the owners’ suite features a massive walk-in custom closet and a spa-inspired ensuite bath. Two additional guest rooms and an updated bath share this level, along with a full laundry room and loads of extra storage space. The mother-in-law suite downstairs has its own entrance, full bath, and laundry hook-up—perfect for guests, a home office, den, or possibly rental income. Plenty of space for boats, kayaks, skis and RVs. Nearby John Chesnut and Anderson Parks have public boat ramps, nature trails, and picnic areas. Top-rated Pinellas County schools, Honeymoon Island beaches, Downtown Dunedin, Tarpon Springs, and Tampa International Airport are just minutes away. Did we mention, No HOA. No lease restrictions. Just pure Florida lake life—freedom, fun, and relaxation all in one. Homes like this rarely come available on the water and a lifestyle this free is hard to find in Pinellas County—schedule your private showing today and see what lakefront living truly feels like.

Listing Status:: Active
Date Added:: October 30, 2025
Data Last Updated:: February 17, 2026 at 5:23AM
Listing Office:: A BETTER LIFE REALTY : 727-521-7378
Listing Agent:: Morgan Ellis : 727-455-8569
MLS ID:: TB8441633

General: Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboOpen FloorplanPrimaryBedroom UpstairsSolid Surface CountersStone Counters
Rooms: Bonus RoomDen/Library/OfficeGarage ApartmentInterior In-Law Suite w/Private Entry
Appliances: DishwasherDisposalDryerElectric Water HeaterMicrowaveRangeRange HoodRefrigeratorWater Softener
Laundry: Electric Dryer HookupIn GarageLaundry RoomUpper LevelWasher Hookup
Flooring: CarpetWood
A/C: Central Air
Heating: Central
Fireplace: Living RoomFireplace
Eco/Green Feature: AppliancesWindows

General: Awning(s)BalconyFrench DoorsGarden
Parking: Bath In GarageBoatCoveredGarage Door OpenerGround LevelRV Access/Parking

Roofing: Shingle
Windows: ENERGY STAR Qualified WindowsStorm Window(s)
General: Vinyl SidingFrameThree Or MoreSlab

Road/Access: Paved
Originating MLS: Stellar MLS
County: Pinellas

Zoning: R-3LAKE TARPON ESTATES LOT 4432-27-16-48780-000-0440
View: Water
Fencing: VinylWood

Utilities: Cable ConnectedElectricity ConnectedPropaneSewer ConnectedSprinkler WellUnderground UtilitiesWater Connected
Water: Canal/Lake For Irrigation
Sewer: Public Sewer

Source: Stellar MLS
Ownership: Fee Simple

This listing courtesy of Morgan Ellis , A BETTER LIFE REALTY

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Sutherland Elementary

3150 N Belcher Rd, Palm Harbor, FL, 34683

Grades PK-5

1.34 miles away

Carwise Middle School

3301 Bentley Dr, Palm Harbor, FL, 34684

Grades 6-8

0.60 miles away

St. Petersburg Collegiate High School North Pinellas

600 E Klosterman Rd, Tarpon Springs, FL, 34689

Grades 10-12

2.10 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.