3201 MCMATH DRIVE, Palm Harbor, FL 34684

• 2 beds |
• 2 baths |
• 1,332 sqft

Property Description

One or more photo(s) has been virtually staged. Welcome to this beautifully updated villa in Palm Harbor’s premier 55+ golf community of Highland Lakes! This stunning end-unit villa features soaring vaulted ceilings with an attached 1.5 car garage, and major updates that provide peace of mind and timeless style, including a brand-NEW roof with gutter guards (2025), newer electrical panel (2020), newer HVAC (2020), brand NEW carpet (2026), updated windows, and a fresh neutral color palette throughout. Ideally located in one of the community’s most desirable areas, the villa is surrounded by lush landscaping that offers exceptional privacy, along with an outdoor patio perfect for grilling and relaxing. Inside, the thoughtful split floor plan centers around a spacious, modern kitchen with updated cabinetry, a built-in pantry, abundant counter space, newer appliances, recessed lighting, a convenient pass-through to the dining/living room combo, and a cozy eat-in nook. Perfectly located hall bath between the guest suite and main living featuring a tub/shower combo. The heated and cooled Florida room provides versatile year-round living space, while the bonus lanai offers additional flexibility or the perfect golf cart garage. The expansive primary suite is a true retreat with generous closet space and an updated en-suite bath featuring a walk-in shower. Located in pet-friendly Duplex Village II, this home enjoys the lowest monthly fee in Highland Lakes at just $172/month, covering cable, internet, lawn service, irrigation, trash, recycling, and pest control, plus a recent 4-point inspection that is transferable to the buyer. Situated in a non-evacuation zone and safely above the flood plain, the home offers added security and convenience. Residents of Highland Lakes enjoy an active, country club lifestyle for only $164/month, including unlimited golf on three private executive courses, tennis, pickleball, bocce, shuffleboard, a vibrant clubhouse with entertainment and fitness classes, and a lakeside lodge on Lake Tarpon with a private boat ramp, fishing pier, and community pontoon boats, along with free RV and boat storage and a golf cart-friendly neighborhood. Close to award-winning beaches, shopping, dining, top medical facilities, sports venues, and international airports, this rare Highland Lakes gem is truly move-in ready and offers effortless Florida living at its finest. Don't wait - call today!

Listing Status:

Active

Date Added:

February 7, 2026

Data Last Updated:

February 9, 2026 at 7:22AM

Listing Office:

COLDWELL BANKER REALTY : 727-781-3700

Listing Agent:

Amanda Justus : 727-330-4478

MLS ID:

TB8473828

Interior

• General: Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomVaulted Ceiling(s)
• Rooms: Florida RoomFormal Dining Room Separate
• Appliances: DishwasherDisposalDryerElectric Water HeaterMicrowaveRangeRefrigeratorWasher
• Laundry: In Garage
• Flooring: CarpetCeramic Tile
• A/C: Central Air
• Heating: Central

Exterior

• General: LightingPrivate MailboxSidewalk
• Style: RanchTraditional
• Other Structures: Rear PorchScreened

Construction

• Roofing: Shingle
• General: BlockOneSlab

Location

• Road/Access: Paved
• HOA Amenities: Cable TVClubhouseFence RestrictionsGolf CoursePickleball Court(s)PoolRecreation FacilitiesShuffleboard CourtSpa/Hot TubTennis Court(s)Vehicle RestrictionsCable TVPoolEscrow Reserves FundInternetMaintenance GroundsManagementPest ControlRecreational FacilitiesTrash172.0Monthly
• Originating MLS: Stellar MLS
• County: Pinellas

Lot

• Zoning: RPD-7.5HIGHLAND LAKES UNIT THIRTEEN PHASE 2 LOT 9105-28-16-38906-000-0910
• View: Garden

Utilities

• Utilities: Cable AvailableElectricity ConnectedPublicSewer ConnectedUnderground UtilitiesWater Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple