$435,000

1606 22ND AVENUE W, Palmetto, FL 34221

3 beds |
2 baths |
1,576 sqft

Single-Family Home
Built in 2005
0.35acre lot
2 car garage
$276/sqft
Listed 26 days ago

Property Description

4.75% ASSUMABLE LOAN | SAVE $550/MONTH! Secure 2021 rates in 2026. This 3-bedroom, 2-bath home offers an unmatched opportunity with a fully assumable mortgage at 4.75%. Optimized for low-cost ownership, the property features a brand-new 2024 architectural roof, new hurricane-impact windows and doors, and a newer A/C system. The fully-owned solar system slashes monthly electric bills. The interior boasts 1,576 sq. ft. of efficient living space with vaulted ceilings, an open split-floor plan, and remodeled bathrooms. Outside, enjoy a private, vinyl-fenced 0.35-acre lot with a storage shed and no CDD fees. Located minutes from Snead Island boat ramps, I-275, and Gulf beaches.

Listing Status:: Active
Date Added:: January 22, 2026
Data Last Updated:: February 17, 2026 at 7:24AM
Listing Office:: EMERALD REALTY TRUE PARTNERS : 941-740-5411
Listing Agent:: Stephen Smith, Jr. : 941-253-5713
MLS ID:: A4679517

General: Ceiling Fans(s)High CeilingsKitchen/Family Room ComboOpen FloorplanSolid Surface Counters
Appliances: DishwasherMicrowaveRangeRefrigerator
Laundry: Electric Dryer HookupInsideLaundry RoomWasher Hookup
Flooring: Ceramic TileLaminateWood
A/C: Central Air
Heating: Central
Eco/Green Feature: Solar

General: LightingSidewalkSliding DoorsStorage
Style: Florida
Other Structures: Shed(s)StorageRear Porch
Parking: DrivewayGarage Door OpenerGround Level

Roofing: Shingle
General: BlockStuccoOneSlab

Road/Access: Asphalt
HOA Amenities: 500.0Annually
Originating MLS: Stellar MLS
County: Manatee

Zoning: RS1LOT 35 PALM LAKE ESTATES PI#28104.0180/92810401809
Fencing: FencedVinyl

Utilities: Public
Water: Public
Sewer: Public Sewer

Source: Stellar MLS
Ownership: Fee Simple

This listing courtesy of Stephen Smith, Jr. , EMERALD REALTY TRUE PARTNERS

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Palmetto Charter School

1607 17th St W, Palmetto, FL, 34221

Grades PK-8

0.45 miles away

Palmetto Charter School

1607 17th St W, Palmetto, FL, 34221

Grades PK-8

0.45 miles away

Palmetto High School

1200 17th St W, Palmetto, FL, 34221

Grades 9-12

0.76 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.