323 TERRA CEIA DRIVE, Palmetto, FL 34221

• 2 beds |
• 2 baths |
• 1,012 sqft

Property Description

WATERFRONT TROPIC ISLES HOME — BOAT LIFT INCLUDED! Discover this move-in-ready 2-bedroom, 2-bath canal-front home in the sought-after 55+ resident-owned Tropic Isles community on Terra Ceia Bay. This property offers a 1% lender credit. The seller is also willing to sell the boat, which is already on the boat lift, as part of a package. Relax on your private dock and enjoy direct Gulf access — a feature few homes at this price point provide — while taking in serene water views and Florida sunsets. The interior is bright and inviting, with natural light highlighting the spacious living areas. The home is being offered fully furnished, and a brand new furnace was installed in November 2025. A low monthly maintenance fee of $338 makes it perfect for either full-time living or a seasonal getaway. Tropic Isles residents enjoy a welcoming community lifestyle with a clubhouse, heated pool and spa, shuffleboard courts, and access to a marina. Conveniently located near Gulf beaches, Sarasota, Tampa, waterfront dining, and Ellenton Premium Outlets, this home offers both leisure and accessibility. Additional community amenities include meeting halls, a fitness center, library, game room, and a kayak launch, providing a range of recreational options while maintaining a tranquil waterfront setting. This property includes a lifetime termite protection warranty, which is fully transferable to the new owner.

Listing Status:

Active

Date Added:

March 3, 2026

Data Last Updated:

April 5, 2026 at 10:24PM

Listing Office:

EXP REALTY, LLC : 941-462-3321

Listing Agent:

Jennifer Kenna : 941-253-3003

MLS ID:

A4684681

Interior

• General: OtherWalk-In Closet(s)
• Appliances: DishwasherDryerMicrowaveRangeRefrigeratorWasher
• Laundry: Laundry Room
• Flooring: Carpet
• A/C: Central Air
• Heating: Central

Exterior

• General: Other

Construction

• Roofing: Shingle
• General: FrameOneOther

Location

• Road/Access: Concrete
• HOA Amenities: ClubhouseMaintenancePoolManagementRecreational FacilitiesSewerTrashWater338.0Monthly
• Originating MLS: Stellar MLS
• County: Manatee

Lot

• Zoning: MHP1UNIT 323 TROPIC ISLES CO-OP INC PI#29255.2120/92925521209

Utilities

• Utilities: Public
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple