120 Covington Street, Panama City Beach, FL 32413

• 3 beds |
• 2 baths |
• 2,002 sqft

Property Description

Look no further because this is the Panama City Beach pool home you have been waiting for. Experience the ultimate Florida lifestyle in this meticulously upgraded residence perfectly positioned in a quiet, non-short-term rental neighborhood. Whether you are seeking a coastal primary residence or a private secondary vacation home, this property offers the rare combination of proximity to the action and the peace of a true residential community. Step inside a home that feels brand new, boasting a comprehensive interior refresh. The spacious layout is enhanced by crown molding and fresh paint throughout the entire interior. These features include a tasteful blend of durable vinyl planks and plush carpet installed in 2022 alongside a chef's kitchen and updated laundry area. Fully equipped with a 2023 appliance suite, you will find a new refrigerator, stove, dishwasher, washer, and dryer already in place. There is also a dedicated office that can easily serve as a fourth bedroom or a custom hobby space. The primary bathroom received a refreshed remodel in 2023 with new vanities, modern lighting, and a bright new skylight. The exterior is a masterclass in outdoor living and was transformed in 2023 into what is arguably the best private pool and backyard oasis in Panama City Beach. This luxury resort-style pool features premium gunite construction, saltwater systems, and a relaxing waterfall. It is also fully equipped with heating and cooling capabilities for year-round enjoyment regardless of the season. The entire property has been professionally landscaped with new sod and palm trees, all secured by a new six-foot vinyl fence for maximum privacy. This home is as functional as it is beautiful, offering significant savings on utilities and peace of mind during those hot Florida months. The roof was replaced in 2021 and the central air conditioning system is only a few years old. Furthermore, the attic was upgraded with spray foam insulation to provide maximum temperature control which can offer incredible long-term savings. Recently added fabric hurricane shutters help protect your home from storms while the solid stucco siding provides both structural protection and a classic coastal vibe. Location is everything in real estate and this home delivers. You are situated directly across the street from Pier Park which offers world-class dining, shopping, and entertainment. Most importantly, you are located less than one mile from the sugar-white sands and emerald waters of the Gulf of Mexico. Schedule your private showing today to experience this turnkey coastal gem in person.

Listing Status:

Active

Date Added:

April 14, 2026

Data Last Updated:

May 2, 2026 at 12:16AM

Listing Office:

Berkshire Hathaway HomeServices PenFed : 850-267-0013

MLS ID:

788323

Interior

• Appliances: Electric CooktopElectric OvenElectric RangeElectric Water Heater
• Flooring: Luxury Vinyl Plank
• A/C: Central AirCeiling Fan(s)
• Heating: CentralElectric

Exterior

• General: Outdoor Shower
• Style: Patio Home
• Other Structures: PorchOpen
• Pool: GuniteElectric HeatIn GroundSalt WaterCommunityPrivate
• Parking: GarageGarage Door Opener

Construction

• Roofing: CompositionShingle
• General: StuccoSlab

Location

• Road/Access: Private Road
• Originating MLS: CPAR_CPAR
• County: Bay

Lot

• Zoning: PALMETTO TRACE PH 1 37C LOT 20 ORB 4613 P 126032738-520-000
• Fencing: FencedPartial

Utilities

• Utilities: Cable ConnectedElectricity AvailableHigh Speed Internet AvailableUnderground Utilities
• Sewer: Public Sewer

Financial

• Source: CPAR_CPAR