$694,500

12011 Front Beach Road 201C, Panama City Beach, FL 32407

3 beds |
2 baths |
1,588 sqft

Condominium
Built in 2005
—— sqft lot
—— car garage
$437/sqft
Listed 4 months ago

Property Description

PROJECTED RENTAL INCOME UP TO $86K! VIEWS, VIEWS, VIEWS! This exceptional 3BR/2BA corner unit at Sterling Reef offers some of the most unobstructed, breathtaking Gulf views on the beach. Enjoy a true coastal lifestyle with panoramic vistas of turquoise waters and sugar-white sands from the moment you walk in. The Gulf-front primary suite opens to a spacious balcony that extends to the living area—ideal for savoring sunrises, unwinding at sunset, or entertaining with a view. Sterling Reef provides resort-style amenities, including two beachfront pools, a fitness center, outdoor grilling and picnic areas, and private beach access. Recent building enhancements—such as updated elevators and refreshed exterior finishes—offer added peace of mind. Perfectly positioned next to the County Pier, across from Shipwreck Island Waterpark, and just minutes to Pier Park, this beautifully located unit delivers the ultimate blend of luxury, convenience, and coastal living on Panama City Beach.

Listing Status:: Active
Date Added:: November 26, 2025
Data Last Updated:: April 2, 2026 at 7:22AM
Listing Office:: Coldwell Banker Realty : 850-650-4563
Listing Agent:: Michael Tomlin : 850-499-2432
MLS ID:: 990384

Appliances: Electric Water Heater
A/C: Central AirCeiling Fan(s)
Heating: Central

Style: N/A

HOA Amenities: Maintenance GroundsInsuranceRecreational FacltyMaintenance StructureSecuritySewerCable TVTrashWaterInternet977.0Monthly
Golf: BeachDeed AccessElevatorsPavillion/GazeboPicnic AreaPoolWaterfrontShort Term Rental - Allowed
Originating MLS: Emerald Coast Association of REALTORS®
County: Bay

Zoning: 34809-610-008
View: Gulf

Water: 0

Source: Emerald Coast Association of REALTORS®

This listing courtesy of Michael Tomlin , Coldwell Banker Realty

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Hutchison Beach Elementary School

12900 Hutchison Blvd, Panama City Beach, FL, 32407

Grades KG-5

0.95 miles away

Surfside Middle School

300 Nautilus St, Panama City Beach, FL, 32413

Grades 6-8

2.04 miles away

J.R. Arnold High School

550 N Alf Coleman Rd, Panama City Beach, FL, 32407

Grades 9-12

1.40 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.