12590 Emerald Lake Drive, Panama City Beach, FL 32407

• 3 beds |
• 2 baths |
• 1,211 sqft

Property Description

This beautifully maintained and thoughtfully updated 3-bedroom, 2-bath beach home is ideally situated on a quiet cul-de-sac in the heart of the central beach area. Designed with a light, airy coastal aesthetic, the interior features fresh paint throughout and stylish finishes that create a relaxed, move-in-ready retreat. The spacious 21x15 living room is enhanced by vaulted ceilings, offering an open and inviting atmosphere. The kitchen is both functional and appealing, featuring stainless steel appliances, cream-colored solid surface countertops, and crisp white cabinetry. Durable vinyl wood plank flooring runs throughout most of the home, combining style with easy maintenance. A desirable split-bedroom floor plan provides privacy, with a well-appointed primary suite offering dual closets and an updated en-suite bath complete with dual vanities, marble countertops, upgraded fixtures, and designer touches including coastal-inspired accents. Two additional bedrooms share a full bath with an upgraded vanity, lighting and plumbing fixtures. Step outside to enjoy a fully fenced backyard with well-maintained landscaping, supported by a sprinkler system on a newly installed shallow well pump. The outdoor space also includes a storage building and a shaded patio-perfect for relaxing or entertaining. Energy efficiency is a standout feature, with paid off solar panels keeping the current owner's electric bill at approximately $40 per month. Located just minutes from the beach, this home offers easy access to local favorites including Pier Park, Pirates Voyage Dinner & Show, and Topgolf Panama City Beach, along with shopping, dining and other entertainment options. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this home delivers the perfect blend of comfort, style, and location.

Listing Status:

Active

Date Added:

April 17, 2026

Data Last Updated:

May 2, 2026 at 2:16AM

Listing Office:

Coldwell Banker Realty : 850-234-6696

MLS ID:

788503

Interior

• Appliances: Electric RangeGas Water HeaterTankless Water Heater
• Flooring: Luxury Vinyl Plank
• A/C: Central AirCeiling Fan(s)
• Heating: CentralElectric

Exterior

• General: PatioShed(s)
• Style: Coastal
• Other Structures: Shed(s)PorchPatioCovered

Construction

• Roofing: CompositionShingle
• Windows: Double Pane Windows
• General: StuccoWood FrameSlab

Location

• Originating MLS: CPAR_CPAR
• County: Bay

Lot

• Zoning: EMERALD LAKE ESTATES LOT 16 ORB 1365 P 45634170-116-000
• Fencing: Fenced

Utilities

• Utilities: Electricity Available
• Sewer: Public Sewer

Financial

• Source: CPAR_CPAR