13649 Banana Wind Way 31, Panama City Beach, FL 32413

• 5 beds |
• 5 baths |
• 2,128 sqft

Property Description

🌴Luxury 5-Bedroom Poolside Cottage at Margaritaville Beach Cottage Resort - Panama City Beach🌴 Your Gateway to Paradise! Experience the ultimate coastal lifestyle at Margaritaville Beach Cottage Resort #31, Panama City Beach's only full-service beachfront resort. This exceptional 5-bedroom, 4.5-bath Caribbean-inspired cottage offers a rare blend of luxury living, resort-style amenities, and outstanding vacation-rental potential. Offering approximately 2,100+ square feet of heated and cooled living space, plus covered outdoor living areas, this thoughtfully designed home is ideal for personal use, second-home ownership, or potential high-performing short-term rentals. With direct access to the resort-style pool and just steps from the private beach, this property delivers an elevated guest experience even during peak seasons. 🏡The Home Step inside to a bright, coastal-chic retreat where modern beach elegance meets comfort and functionality. The open-concept floor plan is designed for entertaining and effortless living, highlighted by luxury vinyl plank flooring, 10-foot ceilings on the main level, and abundant natural light. The chef-inspired kitchen features white quartz countertops, a large island with seating for four, stainless steel gas appliances including a 36-inch range, and an adjacent dining area with seating for eight--perfect for hosting family and guests. The first-floor primary suite offers privacy and convenience with an ensuite bath featuring dual vanities and a walk-in shower, while a well-placed powder room serves the main living area. Upstairs, the home includes two additional ensuite bedrooms, two guest bedrooms connected by a Jack-and-Jill bath, and a discreetly tucked-away laundry area with built-in storage. Enjoy outdoor living on the furnished patio, ideal for relaxing after a day at the beach or pool. 🌊Resort Lifestyle & Amenities Margaritaville Beach Cottage Resort is a fully built-out, full-service beachfront community offering an impressive lineup of amenities: 580 feet of private beachfront with chair & umbrella service 2.5-acre heated oasis pool 425-foot lazy river and waterslides Poolside food & beverage service Paddleboard and kayak rentals Game lawn and beachfront activities On-site professional rental management team Daily resort services The resort's multi-level entertainment center is now open and beautifully completed, featuring a full-service restaurant, fully equipped fitness center, arcade, conference and event spaces, creating an exceptional environment for vacation rentals, corporate retreats, family reunions, and group gatherings. 📍Prime Panama City Beach Location Located just 2 miles from Pier Park, owners and guests enjoy easy access to championship golf, premier dining, shopping, entertainment, fishing, boating, and the iconic emerald waters of the Gulf of America. Located 15.7 miles from Northwest Florida Beaches International Airport. ⭐Investment & Lifestyle Opportunity Backed by a globally recognized coastal luxury lifestyle brand and supported by on-site professional rental management, this property represents a rare opportunity to own a luxury poolside cottage in one of Panama City Beach's most desirable resort communities. Live the dream. Share the dream. Welcome to Margaritaville Beach Cottage Resort #31.

Listing Status:

Active

Date Added:

January 16, 2026

Data Last Updated:

April 2, 2026 at 3:19AM

Listing Office:

MJH Real Estate Brokerage, LLC : 770-354-6442

MLS ID:

783789

Interior

• General: Interior Steps
• Appliances: ENERGY STAR Qualified AppliancesElectric OvenGas CooktopIce Maker
• Flooring: Luxury Vinyl Plank
• A/C: Central AirENERGY STAR Qualified Equipment
• Heating: CentralENERGY STAR Qualified Equipment
• Eco/Green Feature: Appliances

Exterior

• General: Patio
• Other Structures: Patio
• Pool: Electric HeatIn GroundCommunity
• Parking: Additional ParkingPaved

Construction

• Roofing: Metal
• Windows: Double Pane Windows
• General: HardiPlank Type2

Location

• Road/Access: City Street
• HOA Amenities: Beach RightsGame Room
• Originating MLS: CPAR_CPAR
• County: Bay

Lot

• Zoning: PANAMA CITY BEACH RESORT LOT 31 MARGARITAVILLE COTTAGES PH 3 ORB 4739 P 179534764-200-310

Utilities

• Utilities: Cable Connected
• Sewer: Public Sewer

Financial

• Source: CPAR_CPAR