$2,600,000

20816 Front Beach Road, Panama City Beach, FL 32413

  • 6 beds |
  • 4 baths |
  • 2,808 sqft
  • Property Icon Single-Family Home
  • Property Year Built Icon Built in 2002
  • Property Lot Size Icon0.34acre lot
  • Property Parking Icon 2 car garage
  • Property Price Per Square Feet Icon $926/sqft
  • Property List Date Icon Listed 22 days ago

Property Description

Welcome to your ultimate beach retreat on the highly sought-after west end of Panama City Beach! This fully remodeled 6-bedroom, 4-bath coastal stunner delivers the perfect blend of luxury, entertainment, and Gulf-side living. Enjoy beautiful views of the Gulf along with private beach access, giving you the beachfront lifestyle everyone dreams of. Step into a home that feels welcoming with high-end finishes, designer touches, upgraded LED lighting, and a thoughtful layout that makes every space shine. The home comes fully furnished, offering a true turnkey opportunity whether you plan to use it as a primary residence, second home, or high-performing investment property. Outside, the fun really begins. The expansive outdoor area is built for entertaining with multiple seating zones, a heated private pool, and vibrant LED lighting that transforms the space into a coastal oasis at night. The property also features a mini-golf area, perfect for guests, kids, and everyone looking to enjoy a little friendly competition. From the incredible outdoor amenities to the luxurious interior updates, this home offers an unmatched experience on Front Beach Road. If you're searching for a Gulf-view property that truly has it all, this is the one. Information contained within this listing such as lot dimensions, is deemed to be accurate but is not guaranteed. Buyer to verify.

Listing Status:
Active
Date Added:
November 24, 2025 at 06:00AM
Listing Office:
Rosemary Beach Realty LLC : 850-278-2000
Listing Agent:
Cyndi Wilkinson : 850-814-4323
MLS ID:
990262
  • General: BookcasesFireplaceShelvingWallpaperWasher/Dryer Hookup
  • Appliances: DishwasherDisposalDryerMicrowaveWasherElectric Water Heater
  • Flooring: HardwoodTileCarpet
  • A/C: Central AirCeiling Fan(s)
  • Heating: Natural GasGas - Natural
  • General: BalconyHurricane ShuttersOutdoor ShowerSprinkler System
  • Style: Beach House
  • Pool: HeatedIn Ground
  • Parking: Garage Door Opener
  • Windows: Window TreatmentsWindow Bay
  • General: BlockFrameRoof PitchedStuccoSiding VinylWood SidingSlab2
  • Road/Access: Paved
  • HOA Amenities: 240.0Annually
  • Golf: BBQ Pit/GrillDeed AccessPicnic AreaPoolSeparate StorageTV CableWaterfront
  • Originating MLS: Emerald Coast Association of REALTORS®
  • County: Bay
  • Zoning: County37194-000-000
  • View: Gulf
  • Fencing: Fenced Lot-All
  • Utilities: Septic Tank
  • Source: Emerald Coast Association of REALTORS®

This listing courtesy of Cyndi Wilkinson, Rosemary Beach Realty LLC

Monthly Payment

$Est. Payment
  • Principal & Interest $
  • Property Taxes $
  • Home Insurance $
  • VA Funding Fee $

Ready to Start a VA Loan?

Get Started Veterans United Home LoansNMLS #1907  â€ 
Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.

Location

Schools Nearby

W

West Bay Elementary School

14813 School Dr, Panama City Beach, FL, 32413

Grades KG-5

5.78 miles away

S

Surfside Middle School

300 Nautilus St, Panama City Beach, FL, 32413

Grades 6-8

6.12 miles away

J

J.R. Arnold High School

550 N Alf Coleman Rd, Panama City Beach, FL, 32407

Grades 9-12

8.38 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.

Similar Listing