21820 Kelly Pines Place, Panama City Beach, FL 32413

• 4 beds |
• 4 baths |
• 2,240 sqft

Property Description

Welcome to Kelly Street Pines, an intimate 17-home community in Panama City Beach, located less than half a mile from the Gulf of Mexico and just 5 minutes from Rosemary Beach. Location, Location, Location!!! Designed for those who appreciate the beach lifestyle and convenience, this boutique neighborhood offers a rare opportunity to enjoy refined coastal living with no short-term rentals (1-year lease minimum). This homesite offers the ability to add a private pool, creating your own backyard retreat. Inside, thoughtful upgrades meet modern technology, including a reverse osmosis system built directly into the kitchen island, a fully integrated Alarm.com security and automation system allowing remote control of door locks, garage doors, thermostat, lighting, and doorbell, plus a hookup for an EV charger for effortless future-forward living. Enjoy easy access to Beach Access 87, a favorite among locals for its fun atmosphere, strong community vibe, and plentiful golf cart parking. Ideally situated near Lake Powell, Camp Helen State Park, and Conservation Park, and just minutes from Pier Park's premier shopping, dining, and entertainment, this location offers the perfect balance of relaxation and recreation. A rare opportunity to own in a private coastal community where luxury, technology, and beach lifestyle come together beautifully - for an incredible price!! **LENDER INCENTIVES: Closing cost credit and/or rate buy-down available from preferred Lender. Contact Listing Agent for more information.**

Listing Status:

Active

Date Added:

February 5, 2026

Data Last Updated:

April 2, 2026 at 7:22AM

Listing Office:

Compass : 850-296-9769

Listing Agent:

Kromer Collective : 813-480-3446

MLS ID:

994583

Interior

• Appliances: DishwasherDryerFreezerMicrowaveWasher
• A/C: Central AirCeiling Fan(s)

Exterior

• General: Hurricane Shutters
• Style: Beach House

Construction

• General: Frame2

Location

• HOA Amenities: 1300.0Annually
• Originating MLS: Emerald Coast Association of REALTORS®
• County: Bay

Lot

• Zoning: City36068-250-010

Utilities

• Water: 0

Financial

• Source: Emerald Coast Association of REALTORS®