3507 Treasure Circle, Panama City Beach, FL 32408

• 3 beds |
• 2 baths |
• 1,505 sqft

Property Description

Discover refined coastal living in this beautifully updated beach retreat located on the highly desirable east end of Panama City Beach, just moments from the Gulf, Grand Lagoon, Capt. Anderson's, and local favorite waterfront dining. Perfectly suited as a primary residence, second home, or luxury vacation rental, this property combines style, comfort, and functionality in an unbeatable location. This thoughtfully upgraded 3-bedroom, 2-bath home features an open-concept layout with vaulted ceilings, a fireplace, split-bedroom design, and durable tile flooring throughout. The kitchen and living spaces flow seamlessly for entertaining and everyday living, while recent improvements--including newer appliances, updated lighting and ceiling fans, fresh interior and exterior paint, and upgraded systems--add modern appeal and peace of mind. One of the home's standout features is the fully finished garage, transformed into an impressive game room complete with a split-unit A/C system and professionally coated flooring, creating the perfect bonus space for entertaining, relaxing, or maximizing short-term rental appeal. Designed with both lifestyle and investment potential in mind, this home is truly turnkey and ready to perform as a short-term rental from day one--allowing the next owner to hit the ground running with a fully guest-friendly setup in one of PCB's most desirable rental corridors. Outdoor living is equally inviting with ample parking, a circular drive, spacious lot, and easy access to boating, beaches, and recreation. Located approximately ½ mile from the beach and just minutes to public boat ramps with Gulf access, this home delivers the ultimate coastal lifestyle. With vacation rentals allowed and extensive updates already completed, this move-in-ready property presents an exceptional opportunity to own a stylish and versatile home in one of Panama City Beach's most sought-after areas.

Listing Status:

Active

Date Added:

May 22, 2026

Data Last Updated:

May 24, 2026 at 1:23AM

Listing Office:

EXP Realty LLC : 888-883-8509

Listing Agent:

Melissa A Haworth : 469-658-2869

MLS ID:

1003796

Interior

• General: Breakfast BarVaulted Ceiling(s)FireplaceSplit Bedroom
• Appliances: DishwasherDryerMicrowaveRefrigeratorWasher
• Flooring: Tile
• A/C: Central Air
• Heating: Central

Exterior

• General: Sprinkler System
• Style: Ranch

Construction

• General: Stucco1

Location

• Road/Access: City Street
• Golf: Short Term Rental - Allowed
• Originating MLS: Emerald Coast Association of REALTORS®
• County: Bay

Lot

• Zoning: Resid Single Family31481-000-000

Utilities

• Water: 0

Financial

• Source: Emerald Coast Association of REALTORS®