5312 Thomas Drive, Panama City Beach, FL 32408

• 4 beds |
• 5 baths |
• 2,396 sqft

Property Description

Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool | STR | No HOA | No Flood | Turnkey | Vacation-Lifestyle Ready - PLUS a $10,000 BUYER CREDIT at Closing! HIGH-YIELD INCOME POTENTIAL + TAX BENEFITS SAVINGS for this one or both properties for Sale SIDE-BY-SIDE. Attention Investors, Beach & Pool Lovers! This 3-story Retreat is fully furnished, turnkey, and short-term rental ready with NO HOA or Flood. Just steps from the Emerald Beach, sand, local dining, attractions and Rick Seltzer Park, this property offers a rare blend of luxury living and strong rental potential. Featuring 4 bedrooms including a bonus bunk/wet bar/game room, 3 ensuite baths & 2 half baths, the home comfortably sleeps 14 guests (or up to 29 when purchased with the side-by-side ''sister'' home for sale). Guests will love the multiple balconies with Gulf Views, private heated saltwater pool, outdoor shower, 2 grills, and matching patio & dining sets -- an entertaining masterpiece. Inside, enjoy an open-concept main level with living, dining, kitchen & laundry room featuring stainless appliances, and LVP floors. The primary poolside 1st master bedroom with double vanity en-suite bath and private, large walk-in closet with a twin bunk are on the 1st floor. On the 2nd floor, you'll find 2 bedrooms. The 2nd master with double vanity en-suite bath, private balcony & sitting area and the 3rd bedroom with 2 queens, double vanity en-suite Bath + private balcony await. The 3rd floor offers the 4th, including bonus room & Gulf View balcony, bunks, queen bed, wet bar, and arcade games. With 10' ceilings, LVP & Hardwood floors, Hurricane Windows, Hardie siding, Metal Roof, and parking for 4 vehicles + golf cart, this home was designed for both comfort and durability. Steps from dining, marinas, and attractions--this is a prime investment and luxury retreat in one! An Entertaining & Vacation MASTERPIECE! $$$ INVESTORS $$$ HIGH-YIELD INCOME POTENTIAL for this one or both properties! BONUS: The sister property next door (also for sale) sleeps 15. Together, both homes host 29 guests total, each with identical layouts, pools, and furnishings. Unmatched portfolio or multi-home investor package opportunity! Schedule your showing today! GRI: Rental Revenue for 2024 & 2025 are available upon request.

Listing Status:

Active

Date Added:

September 12, 2025

Data Last Updated:

May 24, 2026 at 4:16AM

Listing Office:

CENTURY 21 Ryan Realty Inc : 850-233-7926

MLS ID:

778899

Interior

• Appliances: Electric CooktopElectric OvenElectric RangeElectric Water HeaterIce Maker
• A/C: Central AirCeiling Fan(s)ENERGY STAR Qualified Equipment

Exterior

• General: BarbecueCovered PatioDeckPatioOutdoor Shower
• Style: Coastal
• Other Structures: BalconyDeckPatioCovered
• Pool: FencedElectric HeatIn GroundSalt WaterPrivate

Construction

• Roofing: Metal
• General: HardiPlank Type3Slab

Location

• Originating MLS: CPAR_CPAR
• County: Bay

Lot

• Zoning: GULF LAGOON BEACH NWLY 33.33' OF LOT 8 BLK 18 AKA PCL ''A'' ORB 4451 P 77232377-000-000
• View: GulfView
• Fencing: FencedPrivacy

Utilities

• Utilities: Natural Gas AvailableHigh Speed Internet Available
• Sewer: Public Sewer

Financial

• Source: CPAR_CPAR