5826 Hilltop Avenue, Panama City Beach, FL 32408

• 3 beds |
• 3 baths |
• 1,456 sqft

Property Description

Turnkey and ready. Welcome to Dolphin Den -- a fully furnished 3BR/3BA coastal showpiece in the heart of Biltmore Beach, three blocks to sugar-white sand and 226 feet to the Dolphin Drive boat ramp. From the moment you arrive, the home's crisp white board-and-batten exterior, classic gabled roofline, and elevated wraparound deck capture the timeless Florida beach-cottage charm buyers dream about. Peek between the swaying palms and you'll catch glimpses of the bay just beyond -- your daily view from sunrise coffee to sunset cocktails. The expansive elevated deck is the heart of outdoor living here: an alfresco dining set for four, a separate lounge area with cushioned seating, a grill ready for fresh catch, and room to entertain a crowd under the Gulf Coast sky. Inside: a main-floor king primary suite with double vanities and walk-in shower, an upstairs queen retreat, and a bunk room built for the kids. Open-concept living flows out to those bay views through every window. Stainless kitchen, smart TVs in every bedroom, 58'' living room screen, and a game room with two stand-up arcades. Outside, mature palms and tropical landscaping frame a fully fenced corner lot with parking for four plus your boat, jet ski, or golf cart. Elevated construction means no flood insurance required -- along with no HOA, a 2020 roof, HVAC, and water heater, and a termite bond in place. The lower level beneath the home is plumbed and wired, ready to expand your square footage and your vision. Whether you're after a primary residence, a second home, or a proven short-term rental in one of PCB's most walkable beach neighborhoods -- Dolphin Den is the rare property that checks every box. Don't just buy a home. Buy the lifestyle.

Listing Status:

Active

Date Added:

May 15, 2026

Data Last Updated:

May 24, 2026 at 1:23AM

Listing Office:

Legacy Premier Agency LLC : 850-250-3701

Listing Agent:

Nathan R Lawrence : 850-250-3701

MLS ID:

1003193

Interior

• General: Beamed CeilingsVaulted Ceiling(s)Kitchen Island
• Appliances: CooktopDishwasherDisposalDryerMicrowaveWasherElectric Water Heater
• Flooring: TileVinyl
• A/C: Central AirWindow Unit(s)
• Heating: Central

Exterior

• General: Private YardHurricane Shutters
• Style: Beach House

Construction

• Windows: Storm Window(s)
• General: Foundation Stilts4

Location

• Road/Access: County Road
• Originating MLS: Emerald Coast Association of REALTORS®
• County: Bay

Lot

• Zoning: Resid Single Family32041-000-000
• View: Lagoon

Utilities

• Utilities: Septic Tank
• Water: 0

Financial

• Source: Emerald Coast Association of REALTORS®