6422 US-98 404, Panama City Beach, FL 32407

• 2 beds |
• 2 baths |
• 1,384 sqft

Property Description

Experience true bayfront living in this fully furnished waterfront condo overlooking St Andrews Bay, ideally located in a secure elevator building with covered parking and direct marina access. This beautifully updated two bedroom, two bath residence offers expansive water views, lock and leave convenience, and immediate access to boat slips, kayaking, and the bayfront lifestyle buyers are actively searching for. This fourth-floor residence is ideally positioned just off the elevator and includes a private storage closet with rare electrical access. Enter an open-concept living area where floor-to-ceiling glass showcases sweeping water views. The renovated kitchen features stone countertops, stainless steel appliances, abundant cabinetry, and a pantry housing the in-unit laundry. The living and dining areas center around a cozy fireplace and flow seamlessly onto a massive 500 sq ft covered balcony your private outdoor sanctuary, complete with a built-in grill and plenty of space for lounging and entertaining. From here, enjoy unobstructed views, soft bay breezes, and frequent dolphin sightings that make every day feel like a postcard. The primary suite offers direct balcony access, room for a king-sized bed, and breathtaking water views. Its luxury ensuite bath includes a double vanity, a deep soaker tub, a separate glass-enclosed shower, and a generous walk-in closet. The spacious second bedroom also enjoys bay views, private balcony access, an ensuite bath with updated cabinetry, and its own walk-in closet. Community amenities include: Resort-style bayfront pool Well-equipped fitness center Resident meeting room Walk-out dock with kayak and paddleboard access Natural walking path along the bayfront Adjacent marina offering slips for rent Covered, assigned parking (Space #68) This residence combines refined finishes, unmatched views, and tranquil surroundings in a well-maintained, upscale community just minutes from beaches, dining, and local attractions. Offered furnished with an exclusions list and updates list in the Documents section.

Listing Status:

Active

Date Added:

August 22, 2025

Data Last Updated:

April 2, 2026 at 10:23PM

Listing Office:

Christies International Real Estate Emerald Coast : 850-213-2800

Listing Agent:

Blankenship Watkins Advisory Group : 850-608-5667

MLS ID:

983520

Interior

• General: FireplaceKitchen IslandNewly PaintedOwner's ClosetPantryWasher/Dryer Hookup
• Appliances: DishwasherDisposalDryerFreezerMicrowaveRefrigeratorWasher
• Flooring: Vinyl
• A/C: Central Air
• Heating: Central

Exterior

• General: Outdoor GrillBalcony
• Style: N/A

Construction

• Windows: Window Treatments
• General: StuccoFoundation On Piling

Location

• HOA Amenities: Maintenance GroundsInsuranceManagementMaintenance StructureSewerCable TVTrashWater
• Golf: BBQ Pit/GrillDockElevatorsExercise RoomMarinaShort Term Rental - Not AllowedPicnic AreaPoolSeparate StorageTV CableWaterfrontPets Allowed
• Originating MLS: Emerald Coast Association of REALTORS®
• County: Bay

Lot

• Zoning: 40000-850-018
• View: Bay

Utilities

• Water: 0

Financial

• Source: Emerald Coast Association of REALTORS®