$1,300,000

7835 Surf Drive, Panama City Beach, FL 32408

3 beds |
3 baths |
1,616 sqft

Condominium
Built in 1982
—— sqft lot
—— car garage
$804/sqft
Listed 1 month ago

Property Description

NO HOA fees, lower property taxes, and two reserved parking spaces right at the front door--a combination that's tough to find on the Gulf.front where your beach day starts the moment you open the door. This rare 3BR/3BA townhome delivers the best of both worlds: a private, low-density beachfront getaway with the upside of strong rental appeal in one of Panama City Beach's most coveted stretches of sand. Inside, enjoy an open-concept main level designed for effortless coastal living, with generous natural light and seamless flow to Gulf-front outdoor entertaining space--perfect for sunrise coffee, sunset dinners, and salty breezes on repeat. A main-level bedroom and full bathroom adds flexibility for guests, while upstairs the Gulf-front primary suite feels like a true retreat with private balcony views. The additional bedroom and bath provide comfortable space for family and friends. Whether you're buying for lifestyle, income potential, or both, this home checks the boxes: direct beach access, unforgettable views, and a location that feels tucked away--yet close to the best of dining, shopping, and entertainment.

Listing Status:: Active
Date Added:: February 18, 2026
Data Last Updated:: April 2, 2026 at 7:18AM
Listing Office:: CENTURY 21 Ryan Realty Inc : 850-233-7926
MLS ID:: 785446

Appliances: Washer/Dryer StackedElectric OvenElectric Range
Laundry: Stacked
Flooring: Luxury Vinyl Plank
A/C: Ceiling Fan(s)
Heating: Electric

General: DeckPatioShed(s)
Other Structures: Shed(s)BalconyDeckPatio
Parking: Parking Lot

Roofing: CompositionShingle
Windows: Double Pane Windows
General: Brick VeneerHardiPlank TypeStucco2Slab

Originating MLS: CPAR_CPAR
County: Bay

Zoning: LEEWARD TOWER TOWNHOUSES TOWNHOUSE 4 ORB 912 P 774 . ORB 4478 P 214230525-140-000
View: GulfView

Utilities: Electricity Available
Sewer: Public Sewer

Source: CPAR_CPAR

This listing courtesy of CENTURY 21 Ryan Realty Inc

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Patronis Elementary School

7400 Patronis Dr, Panama City, FL, 32408

Grades KG-5

1.20 miles away

Surfside Middle School

300 Nautilus St, Panama City Beach, FL, 32413

Grades 6-8

5.46 miles away

J.R. Arnold High School

550 N Alf Coleman Rd, Panama City Beach, FL, 32407

Grades 9-12

3.64 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.