$4,750,000

86 N Charles Street, Panama City Beach, FL 32461

5 beds |
5 baths |
2,381 sqft

Single-Family Home
Built in 2007
2,614sqft lot
—— car garage
$1,995/sqft
Listed 1 month ago

Property Description

Discover timeless elegance in the heart of Alys Beach, one of the most coveted addresses along Florida's Emerald Coast. This stunning residence embodies the signature Alys Beach architectural style, crisp venetian plaster, graceful arches, and thoughtful Mediterranean-inspired details, set on the iconic Charles Street, just steps from pristine beaches, the renowned Caliza Pool, boutique shops, fine dining, and the vibrant Town Center. Recently refreshed by renowned interior designer Marisol Gullo, the interior boasts a sophisticated, contemporary coastal palette with updated finishes, luxurious furnishings, and impeccable attention to detail that perfectly complements the home's classic architecture. The open-concept living spaces flow seamlessly, creating an inviting atmosphere ideal for both relaxed gatherings and effortless entertaining. With 5 generous bedrooms, 4.5 baths, a private outdoor courtyard, and ample natural light throughout, this home offers the ultimate luxury coastal living. Enjoy the exclusive Alys Beach lifestyle, complete with world-class amenities, community events, and direct beach access. Whether you're seeking a primary residence, vacation retreat, or investment property in this highly desirable community, 86 N Charles Street represents a rare opportunity to own a refreshed masterpiece in paradise.

Listing Status:: Active
Date Added:: March 2, 2026
Data Last Updated:: April 3, 2026 at 7:22AM
Listing Office:: Compass : 850-296-9769
Listing Agent:: Kristen H Wilson : 850-566-2701
MLS ID:: 996693

General: Breakfast BarKitchen IslandRecessed LightingOwner's ClosetPantrySplit BedroomWallpaper
Appliances: DishwasherDisposalDryerMicrowaveRange HoodWasher
Flooring: Tile
A/C: Central AirCeiling Fan(s)
Heating: Natural GasGas - Natural

General: Outdoor Shower
Style: Other

Windows: Double Pane WindowsWindow Treatments
General: ConcreteStucco2

Road/Access: Paved
HOA Amenities: Recreational Faclty3097.5Quarterly
Golf: BeachExercise RoomPoolTennis Court(s)Waterfront
Originating MLS: Emerald Coast Association of REALTORS®
County: Walton

Zoning: Resid Single Family26-3S-18-16400-00B-0090

Water: 0

Source: Emerald Coast Association of REALTORS®

This listing courtesy of Kristen H Wilson , Compass

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Dune Lakes Elementary School

6565 US Highway 98 E, Santa Rosa Beach, FL, 32459

Grades KG-5

7.71 miles away

Emerald Coast Middle School

4019 US Highway 98 E, Santa Rosa Beach, FL, 32459

Grades 6-8

7.11 miles away

South Walton High School

645 Greenway Trl, Santa Rosa Beach, FL, 32459

Grades 9-12

11.05 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.