8944 Coral Reef Way, Panama City Beach, FL 32413

• 2 beds |
• 2 baths |
• 1,472 sqft

Property Description

Step into the best of low-maintenance, resort-style living in this barely lived-in Aloha Cottage! Perfectly situated in Phase 4. You're just minutes from the vibrant Town Square amenities of Latitude Margaritaville Watersound -- one of Northwest Florida's premier 55+ active adult communities. Nestled on a fabulous oversized corner lot, this charming 2-bedroom, 2-bath Florida cottage with a versatile flex room delivers 1,472 square feet of thoughtfully designed living space -- complete with upgrades galore, including granite countertops, elevated cabinetry, and beautiful laminate flooring throughout. The spacious kitchen flows seamlessly into the dining and family rooms, while a large laundry room and a lovely screened-in porch add everyday comfort and coastal charm. Just 7 miles from pristine Gulf beaches and situated within a golf-cart-friendly community, you'll enjoy world-class amenities set along the Intracoastal Waterway -- including a resort-style pool, two-story waterfront restaurant, state-of-the-art fitness center with indoor pool and spa, tennis and pickleball courts, and a lively bandshell for concerts and outdoor events. With two garage spaces, furnishings negotiable, and a brand-new Publix coming soon nearby, this turnkey cottage is ready to become your perfect primary retreat or sun-soaked second home. Live where others vacation -- your coastal dream starts here!

Listing Status:

Active

Date Added:

April 17, 2026

Data Last Updated:

May 11, 2026 at 3:16PM

Listing Office:

Legacy Premier Agency : 850-468-2100

MLS ID:

788506

Interior

• General: Coffered Ceiling(s)
• Appliances: Electric OvenElectric RangeTankless Water Heater
• A/C: Central Air
• Heating: CentralElectric

Exterior

• General: Porch
• Style: Florida
• Other Structures: PorchScreenedCovered
• Pool: Community
• Parking: Gated

Construction

• Roofing: CompositionShingle
• General: HardiPlank Type

Location

• HOA Amenities: Business CenterGated
• Originating MLS: CPAR_CPAR
• County: Bay

Lot

• Zoning: LATITUDE AT WATERSOUND AREA 1 PHASE 4B LOT 440532503-400-176

Utilities

• Utilities: Electricity AvailableUnderground Utilities
• Sewer: Public Sewer

Financial

• Source: CPAR_CPAR