1516 Clay Avenue, Panama City, FL 32405

• 3 beds |
• 1 bath |
• 1,040 sqft

Property Description

Welcome to this inviting 3-bedroom, 1-bath single-family home offering 1,040 square feet of comfortable living space, ideally situated on a spacious .21-acre corner lot in the heart of Panama City. Built in 1960, this home blends classic character with modern convenience. Step inside to find vinyl plank and ceramic tile throughout, complemented by a modern sleek kitchen featuring newer appliances as well as an updated bathroom. A versatile bonus room provides the perfect space for a home office, dining area, or second living room--tailored to fit your lifestyle. Outside, enjoy your own private retreat with a fully fenced backyard ideal for your pets or for relaxing and entertaining. Major improvements include a newer roof & HVAC (approx. 2019) and water heater (2022), adding peace of mind for years to come. This home is conveniently located just minutes from historic St. Andrews, downtown Panama City, and local marinas. Easy access to shopping, dining, local colleges, waterfront attractions, and the world-famous Panama City Beach, makes it an ideal primary residence, second home, or investment opportunity. Don't miss your chance to own a move-in-ready home in a central, highly accessible location. Survey Available.

Listing Status:

Active

Date Added:

March 18, 2026

Data Last Updated:

April 2, 2026 at 7:18AM

Listing Office:

Triple Crown Realty Team : 334-797-6735

MLS ID:

786971

Interior

• Appliances: Electric RangeElectric Water Heater
• Flooring: Luxury Vinyl Plank
• A/C: Central AirCeiling Fan(s)
• Heating: Central

Exterior

• Style: Florida
• Parking: Paved

Construction

• Roofing: Asphalt
• General: BlockVinyl SidingSlab

Location

• Road/Access: City Street
• Originating MLS: CPAR_CPAR
• County: Bay

Lot

• Zoning: 36 3S 15W SE1/4 LOT 18 BLK 32 ORB 4579 P 167929570-000-000
• Fencing: Fenced

Utilities

• Sewer: Public Sewer

Financial

• Source: CPAR_CPAR