$249,000

1607 W 13th Street, Panama City, FL 32401

3 beds |
2 baths |
1,094 sqft

Single-Family Home
Built in 1960
7,405sqft lot
—— car garage
$228/sqft
Listed 2 days ago

Property Description

Beautifully Updated 3-Bedroom Home Near Oakland Terrace Park - Owner Financing Available! Discover this charming and newly updated 3-bedroom, 2-bath home offering just under 1,100 sq. ft. of efficient, comfortable living space—perfect for first-time home buyers or anyone seeking a move-in-ready property in a prime location. This home has received numerous recent upgrades, including a new roof in 2019, new vinyl plank flooring, and all-new interior and exterior paint, giving it a fresh, modern, and inviting feel. The good-sized yard is ideal for relaxing, gardening, or entertaining, and the property also includes a detached building equipped with electrical—perfect for a future bonus room, studio, or workshop. Located in a highly desirable area, you'll love being within walking distance to Oakland Terrace Park, complete with basketball courts, tennis courts, baseball fields, and plenty of open space. Plus, you're only minutes from the beautiful and historic Downtown St. Andrews, known for its waterfront charm, local dining, shopping, and community events. An added bonus—the seller is offering owner financing, making this wonderful home even more accessible for qualified buyers. With its ideal location, modern upgrades, and flexible financing option, this home is a fantastic opportunity you won't want to miss!

Listing Status:: Active
Date Added:: December 18, 2025 at 06:00AM
Listing Office:: Salty Marlin Realty LLC : 850-615-2406
MLS ID:: 782795

Appliances: Electric Range
A/C: Central AirCeiling Fan(s)
Heating: CentralElectric

General: Other
Style: Florida
Other Structures: Other

Originating MLS: CPAR_CPAR
County: Bay

Zoning: OAKLAND TERRACE ORIG. E 37 1/2 OF LOT 7 LESS THE S 25' ALSO THE W 25' OF LOT 8 LESS THE S 25' BLK 5 ORB 4307 P 110919203-000-000
Fencing: Chain LinkFenced

Utilities: Electricity Available
Sewer: Public Sewer

Source: CPAR_CPAR

This listing courtesy of Salty Marlin Realty LLC

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

St. Andrew School at Oakland Terrace

2010 W 12th St, Panama City, FL, 32401

Grades PK-5

0.23 miles away

Rising Leaders Academy

1527 Lincoln Ave, Panama City, FL, 32405

Grades KG-12

0.42 miles away

Bay Virtual Instruction Program

1515 June Ave, Panama City, FL, 32405

Grades KG-11

0.60 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.