$530,000

3104 E Heartleaf Avenue, Panama City, FL 32405

3 beds |
2 baths |
2,229 sqft

Single-Family Home
Built in 2016
7,405sqft lot
2 car garage
$238/sqft
Listed 1 month ago

Property Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Discover this beautifully maintained 3 bedroom, 2 bath home with a versatile carriage house, ideally located on a desirable corner lot in the sought-after SweetBay community. Inside, the main home offers a bright, open concept living area that flows seamlessly into the kitchen featuring granite countertops, stainless steel appliances, a gas range, abundant cabinetry, and a spacious walk-in pantry. The primary suite at the front of the home is a true retreat, complete with a tray ceiling, double vanities, a large walk-in shower, linen closet, powder room, and generous walk-in closet. Two additional bedrooms provide flexibility for family, guests, or a home office. Above the detached garage, the fully equipped carriage house offers incredible versatility featuring a full bath, walk-in closet, refrigerator, ample cabinetry, its own water heater and dedicated AC unit. It's ideal for guests, a private studio, or even rental income potential. Enjoy the best of Florida living outdoors with a welcoming wraparound front porch perfect for morning coffee and a spacious back porch designed for dining and entertaining. The lush landscaping and additional guest parking enhance both convenience and curb appeal. Located in one of Bay County's most desirable neighborhoods, SweetBay offers a true sense of community. The evolving Town Center features Publix and Starbucks, with more dining, shopping, healthcare, and more on the horizon.

Listing Status:: Pending
Date Added:: November 3, 2025 at 06:00AM
Listing Office:: Realty One Group Emerald Coast : 850-238-8338
MLS ID:: 781138

Appliances: Electric Water HeaterGas CooktopGas Range
A/C: Central AirCeiling Fan(s)
Heating: CentralElectric

Style: Craftsman
Other Structures: PorchPatioCovered
Pool: In GroundCommunity
Parking: GarageGarage Door Opener

Windows: Double Pane Windows
General: HardiPlank Type

Road/Access: City Street
HOA Amenities: Beach RightsDockGazeboBarbecuePicnic Area
Originating MLS: CPAR_CPAR
County: Bay

Zoning: SWEETBAY PHASE 1A-1 LOT 11 ORB 4562 P 50611731-100-011
Fencing: FullFenced

Utilities: Underground Utilities
Sewer: Public Sewer

Source: CPAR_CPAR

This listing courtesy of Realty One Group Emerald Coast

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

Ready to Start a VA Loan?

Get Started

NMLS #1907 ^†

Get Prequalified »

Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.

Location

Schools Nearby

Northside Elementary School

2001 Northside Dr, Panama City, FL, 32405

Grades PK-5

1.38 miles away

University Academy Sabl Inc

1980 Discovery Loop, Panama City, FL, 32405

Grades KG-8

0.18 miles away

Bay Virtual Instruction (Course Offerings)

1515 June Ave, Panama City, FL, 32405

Grades 9-12

2.00 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.