$239,000

316 Cherry Street 33, Panama City, FL 32401

2 beds |
2 baths |
860 sqft

Condominium
Built in 1982
—— sqft lot
—— car garage
$278/sqft
Listed 5 days ago

Property Description

WATERFRONT LIVING IN ST. ANDREWS | BAY CLUB CONDO. Welcome to Bay Club at St. Andrews, where life moves a little slower and the views never get old. This 2-bedroom, 2-bath waterfront condo offers about 860 square feet of easy, low-maintenance living right along beautiful St. Andrews Bay. Step inside to a comfortable, open living and dining space that feels bright and inviting, perfect for unwinding after a long day or hosting friends and family. Whether you're enjoying your morning coffee or relaxing in the evening, you'll love being just steps from the water. Bay Club is known for its peaceful setting, shaded by mature oak trees and surrounded by coastal charm. Residents enjoy a bayfront community with a pool and outdoor areas ideal for soaking up the Florida sunshine, fishing, or simply taking in those incredible sunset views. Located in the heart of St. Andrews, you're only minutes from downtown Panama City, local restaurants, shops, and waterfront parks. It's a great spot whether you're looking for a full-time home or a weekend getaway. If you've been searching for an affordable waterfront condo in Panama City with charm, location, and lifestyle, this is one you don't want to miss. Schedule your showing today!

Listing Status:: Active
Date Added:: March 28, 2026
Data Last Updated:: April 2, 2026 at 7:18AM
Listing Office:: Top Producers Real Estate Group : 850-236-9113
MLS ID:: 787549

Appliances: Washer/Dryer StackedElectric OvenElectric RangeElectric Water Heater
Laundry: Stacked
A/C: Central Air
Heating: CentralElectric

General: Dock
Style: Low Rise
Other Structures: Balcony
Pool: FencedGuniteIn GroundCommunity
Parking: Additional Parking

General: Slab

Road/Access: City Street
HOA Amenities: Beach Rights
Originating MLS: CPAR_CPAR
County: Bay

Zoning: BAY CLUB CONDO PHASE II APT 33 2BR 2B 860 H&C ORB 997 P 19 ORB 4415 P 599 .25679-114-000
View: BayView

Utilities: Electricity Available
Sewer: Public Sewer

Source: CPAR_CPAR

This listing courtesy of Top Producers Real Estate Group

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Merriam Cherry Street Elementary School

1125 Cherry St, Panama City, FL, 32401

Grades PK-5

0.56 miles away

Jinks Middle School

600 W 11th St, Panama City, FL, 32401

Grades 6-8

1.78 miles away

Bay High School

1200 Harrison Ave, Panama City, FL, 32401

Grades 9-12

1.73 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.