3207 Swordfish Drive, Panama City Beach, FL 32408, Panama City, FL 32408

• 4 beds |
• 3 baths |
• 2,980 sqft

Property Description

Experience waterfront living in Bay Point with front-row seats to some of the most breathtaking sunrises on the bay. Built in 2023, this elevated coastal masterpiece captures panoramic water views from nearly every room and offers a rare opportunity to watch boats glide toward the lagoon and pass from your own 52-foot back deck. Designed for both relaxation and entertaining, the deck features a fully equipped outdoor kitchen with grill, sear station, sink, cabinetry, and sleek cable railing that keeps every inch of the view wide open. Inside, walls of oversized windows fill the home with natural light and create a seamless connection to the bay. The kitchen was thoughtfully designed as the heart of the home, showcasing an over 10-foot island, a cast iron sink perfectly framed by an eight-foot picture window overlooking the bay, and a butler's pantry that keeps everyday appliances out of sight. With no upper cabinets, the space feels open, modern, and intentionally centered around the view. The upper level was built for gathering, with the kitchen, living space, and office all oriented toward the water. One of the four bedrooms is currently styled as a game room/man cave with a large walk-in storage closet and direct access from the main living area, offering flexible space for guests, hobbies, or media. The office is finished with over 100-year-old European doors, adding warmth and character you simply can't replicate. Downstairs, three additional bedrooms provide privacy and comfort, including a serene primary suite with calming water views, a spa-inspired bath with soaking tub, walk-in shower, dual vanities, and an oversized custom closet. Just outside the suite, a private pavered porch with outdoor seating and an eight-person Master Spas hot tub creates a personal retreat where evenings end with peaceful bay breezes and quiet water reflections. Perfectly positioned just down the street from the resident-only Thomas Drive gate, this location offers both added security and exceptional convenience. Bay Point is one of the area's most sought-after gated communities featuring 24-hour roving security, Bay Point Golf Club, Point South Marina, and golf-cart-friendly streets. Wildlife sightings are part of everyday life here, with deer often seen wandering through your yard, adding to the natural charm that makes Bay Point so special. From the grand double-door entry and statement staircase to the ever-changing colors of the morning sky over the bay, this home delivers a rare blend of coastal design, privacy, and unforgettable waterfront living! Home Insurance: $2,584 | Flood Insurance (Quoted): $2,500 | Avg Electric: $200 | Avg Gas: $50 | Avg Water: $100

Listing Status:

Active

Date Added:

February 16, 2026

Data Last Updated:

April 1, 2026 at 10:18PM

Listing Office:

Beachy Beach Real Estate : 850-233-4351

MLS ID:

785334

Interior

• Appliances: Electric OvenGas CooktopTankless Water Heater
• Flooring: Luxury Vinyl Plank
• A/C: Central AirCeiling Fan(s)
• Heating: Fireplace(s)Natural Gas
• Fireplace: GasFireplace

Exterior

• General: Covered PatioDeckOutdoor Kitchen
• Style: Craftsman
• Other Structures: PorchBalconyDeckCovered
• Parking: Paved

Construction

• General: HardiPlank Type2Slab

Location

• Road/Access: Private Road
• HOA Amenities: Gated
• Originating MLS: CPAR_CPAR
• County: Bay

Lot

• Zoning: BONEFISH POINTE 69D3 LOT 11 ORB 4524 P 34431259-591-000
• View: BayView
• Fencing: Partial

Utilities

• Sewer: Public Sewer

Financial

• Source: CPAR_CPAR