$574,000

3515 Cottage Cove Lane, Panama City, FL 32408

4 beds |
3 baths |
2,340 sqft

Single-Family Home
Built in 2024
3,049sqft lot
2 car garage
$245/sqft
Listed 1 day ago

Property Description

4 bedroom, 2 1/2 bath new construction home in the quiet, serene, gated community of Sanctuary Beach. Conveniently located steps from St Andrews Bay, close to Bay Point Golf Club and the area's largest marinas serving access to the Gulf, the Naval Dive School (NSA), shopping and fine dining. Location, location, location! This 2340 sq ft home has the desired open kitchen, dining and living area perfect for entertaining and all located on the main floor of the home. There are 10-foot ceilings and durable, low maintenance wood-look LVP flooring along with the convenience of a 1/2 bath. The kitchen has a large Butler pantry, quartz counter tops, gas stove top with a pot filler, ship lapped island and exhaust hood. Upstairs you will find the 4 bedrooms and 2 full baths, both with double vanities. There is also bonus/flex space of over 130 sq. ft. that separates the master suite from the other bedrooms. Master bath has a beautiful large, tiled shower and a walk-in closet. Finally, there is a 2-car garage consisting of over 422 sq. ft. No neighbors behind the home add to the peace and quiet offered by the neighborhood. Sanctuary Beach has a community pool and a trail that leads to the shores of St Andrews Bay. It is conveniently located next to all that Panama City Beach has to offer yet is quietly tucked away from the crowds and traffic. Home is empty and easy to show!

Listing Status:: Active
Date Added:: March 31, 2026
Data Last Updated:: April 2, 2026 at 12:19AM
Listing Office:: Berkshire Hathaway HomeServices Beach Properties of Florida : 850-252-4160
MLS ID:: 787680

General: Interior StepsPantry
Appliances: Bar FridgeElectric OvenGas Cooktop
Flooring: Luxury Vinyl Plank
A/C: Central AirCeiling Fan(s)ENERGY STAR Qualified Equipment
Heating: CentralENERGY STAR Qualified Equipment

Style: Craftsman
Other Structures: PatioCovered
Pool: Community
Parking: GarageGarage Door Opener

Roofing: Asphalt
General: HardiPlank TypeWood Frame2Slab

HOA Amenities: Gated
Originating MLS: CPAR_CPAR
County: Bay

Zoning: SANCTUARY BEACH LOT 4 BLK B ORB 2721 P 53131368-120-000

Utilities: Underground Utilities
Sewer: Public Sewer

Source: CPAR_CPAR

This listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

St. Andrew School at Oakland Terrace

2010 W 12th St, Panama City, FL, 32401

Grades PK-5

2.42 miles away

Rising Leaders Academy

1527 Lincoln Ave, Panama City, FL, 32405

Grades KG-12

2.74 miles away

Rising Leaders Academy

1527 Lincoln Ave, Panama City, FL, 32405

Grades KG-12

2.74 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.