$455,000

4718 Rosemary Street, Panama City, FL 32404

4 beds |
3 baths |
2,388 sqft

Single-Family Home
Built in 2021
7,841sqft lot
3 car garage
$191/sqft
Listed 1 month ago

Property Description

ASSUMABLE VA LOAN at 2.75%! This meticulously maintained 4 bedroom, 3 bathroom home is the definition of comfort, efficiency, and convenience. The spacious split floor plan offers a 3 car garage, paid off solar panels, rain gutters, fresh paint throughout, and a fully fenced backyard. The average power bill is only $31/monthly; and, the seller is even offering a $5,000 closing cost credit. Inside, you'll find a bright open concept living area with granite countertops, Whirlpool stainless steel appliances, modern finishes, and a Smart Home package, a perfect space for everyday living and entertaining. The thoughtful layout of the Destin floor plan rarely comes on the market and provides ultimate privacy for the main suite, while keeping the 3 guest bedrooms and 2 additional bathrooms conveniently positioned. Located in a highly desirable community in a growing area of Bay County, residents enjoy access to the new neighborhood pool & pavilion, dog run, and soon to be walking path. The Titus Park subdivision is in close proximity to Publix, restaurants, Starbucks, shopping, North Bay Haven Charter School, and much more.

Listing Status:: Active
Date Added:: March 11, 2026
Data Last Updated:: April 2, 2026 at 7:18AM
Listing Office:: Foundation Real Estate Agency LLC : 850-988-1618
MLS ID:: 786424

General: Smart HomeSmart Thermostat
Appliances: Electric RangeElectric Water HeaterSolar Hot Water
Flooring: Luxury Vinyl Plank
A/C: Central Air
Heating: CentralElectric
Disability Feature: Smart Technology
Eco/Green Feature: Solar Panel(s)

General: Rain Gutters
Style: Craftsman
Other Structures: PorchCovered
Pool: In GroundCommunity
Parking: GarageGarage Door OpenerPaved

Roofing: Shingle
General: BrickHardiPlank Type1Slab

Road/Access: City Street
HOA Amenities: GazeboBarbecuePicnic Area
Originating MLS: CPAR_CPAR
County: Bay

Zoning: TITUS PARK PHASE 1 LOT 30 ORB 4508 P 59305830-030-070
Fencing: FullFencedPrivacy

Utilities: Cable ConnectedHigh Speed Internet AvailableUnderground Utilities
Sewer: Public Sewer

Source: CPAR_CPAR

This listing courtesy of Foundation Real Estate Agency LLC

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Deer Point Elementary School

4800 Highway 2321, Panama City, FL, 32404

Grades KG-5

1.60 miles away

Merritt Brown Middle School

5044 Merritt Brown Way, Panama City, FL, 32404

Grades 6-8

1.34 miles away

A Crawford Mosley High School

501 Mosley Dr, Lynn Haven, FL, 32444

Grades 9-12

4.03 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.