4805 Stellata Lane, Panama City Beach, FL 32408

• 3 beds |
• 2 baths |
• 1,280 sqft

Property Description

Step into the relaxed gated Florida lifestyle in this beautifully maintained FLORIDA COTTAGE just minutes from NAS and the coast. Sunlight fills the open living area, creating a warm, welcoming feel the moment you walk in. The kitchen flows effortlessly for everyday living, and the private primary suite offers a peaceful retreat at the end of the day. With its clean, low-maintenance design and a location close to beaches, parks, dining, and everything Panama City Beach offers, this home delivers comfort, simplicity, and the easy coastal living everyone wants. Move-in ready and thoughtfully cared for -- this one simply feels right.

Listing Status:

Active

Date Added:

February 23, 2026

Data Last Updated:

April 2, 2026 at 12:22PM

Listing Office:

Coastal Living Realty & Associates LLC : 850-890-7098

Listing Agent:

James D Payton : 859-699-4290

MLS ID:

996026

Interior

• General: Breakfast BarSplit BedroomWasher/Dryer Hookup
• Appliances: DishwasherDisposalDryerMicrowaveWasherElectric Water Heater
• Flooring: HardwoodTileCarpet
• A/C: Central AirCeiling Fan(s)
• Heating: Central

Exterior

• Style: Florida Cottage

Construction

• General: Siding CmntFbrHrdBrd1

Location

• HOA Amenities: Maintenance Grounds994.59Quarterly
• Golf: BBQ Pit/GrillBeachCommunity RoomDockExercise RoomGatedShort Term Rental - Not AllowedPicnic AreaPlaygroundPoolWaterfront
• Originating MLS: Emerald Coast Association of REALTORS®
• County: Bay

Lot

• Zoning: Resid Single Family31234103000

Utilities

• Water: 0

Financial

• Source: Emerald Coast Association of REALTORS®