$170,000

TBD E 4th Street, Panama City, FL 32401

Single-Family Home
Built in ——
0.38acre lot
—— car garage
$——/sqft
Listed 6 days ago

Property Description

Don't miss this prime opportunity to build your dream home in The Cove. This 0.38-acre homesite on 4th Street is just steps from the water and within walking or biking distance of downtown Panama City's newly completed Harrison Avenue streetscape—home to local restaurants, boutiques, the arts, and year-round community events. This flat, builder-ready lot in Flood Zone X offers dual access from both 4th Street and the rear alley. Mature landscaping—including magnolia, camellia, camphor, and live oak trees—adds natural beauty and shade, while a small 3-sided storage shed provides convenient space for lawn equipment. Enjoy the charm of The Cove's residential streets with ideal proximity to marinas, waterfront parks, and the Panama City/Bay County government centers. Conveniently located within minutes of Panama City's world-class hospitals and medical specialists. This generous lot is perfectly positioned for a new primary residence, vacation home, or investment build. NO HOA. A recent survey (April 2025) is available, with the subject property identified as ''New Parcel 1.'' Please refer to the survey for precise lot dimensions and layout. Opportunities like this rarely come available in The Cove—secure your homesite today and start planning your build tomorrow. Note: Please give me a courtesy call or text if you plan to walk the property without me present.

Listing Status:: Active
Date Added:: December 9, 2025 at 06:00AM
Listing Office:: Keller Williams Success Realty : 850-249-0313
MLS ID:: 782506

General: OutbuildingSee Remarks
Other Structures: OutbuildingSee Remarks

Road/Access: City Street
Originating MLS: CPAR_CPAR
County: Bay

Zoning: See Survey. Lot Identified as New Parcel 1: THE NORTH 15 FEET OF THE WEST 50 FEET OF LOT 18ALL OF LOT 21 AND THE EAST 38 FEET OF LOT 22BLOCK 18. SUDDUTH'S FIRST ADDITION TO PANAMA CITYFLORIDAA SUBDIVISION AS PER MAP OR PLAT THEREOF RECORDED IN PLAT BOOK 1PAGE 30OF THE PUBLIC RECORDS OF BAY COUNTYFLORIDA.20579-000-000

Utilities: Sewer Available
Sewer: Public Sewer

Source: CPAR_CPAR

This listing courtesy of Keller Williams Success Realty

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Merriam Cherry Street Elementary School

1125 Cherry St, Panama City, FL, 32401

Grades PK-5

0.72 miles away

Jinks Middle School

600 W 11th St, Panama City, FL, 32401

Grades 6-8

1.32 miles away

Bay High School

1200 Harrison Ave, Panama City, FL, 32401

Grades 9-12

1.12 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.