$495,000

1505 W. Garden St, Pensacola, FL 32502

3 beds |
2 baths |
1,780 sqft

Condominium
Built in 1946
5,227sqft lot
—— car garage
$278/sqft
Listed 11 days ago

Property Description

Downtown Pensacola - Single-Family use, or three-separate rental income units! Charming three-bedroom, two-bathroom cottage with 1,780 sq feet, full in-law suite, and bonus back-yard bungalow. Enjoy your Perfect Northwest Florida Cottage with investment potential to live as three units or multi-gen living for the family. Inside you'll find gorgeous pine hardwoods, vintage black-and-white hexagonal mosaic tile flooring, inviting foyer with mid-century library nook. Energy efficiency throughout with double-pane storm-rated windows, spray foam insulation, tankless water heater, architectural shingle gable roof, whole house humidifier, multiple climate-control units for maximum heating and cooling, high ceilings, and tinted windows for added energy efficiency. Inside this thoughtful mid-century coastal gem, you'll be pleased to see historical preservation, married with modern comfort and warmth. Coveted gas range with griddle, two gas fireplaces, and enhanced outdoor space with kitchen is perfect for entertaining. The small yard, garden storage, and secure gate for driveway parking for four cars is a delight. Park the boat and bring the toys. No HOA. Walking distance to Downtown Pensacola, Blue Wahoo's Stadium, marina, pier, restaurants, bars, spas, boutiques, parks, museums, and more. Investors and homeowners alike - the property offers exceptional flexibility and ease to live as one or multiple units. Desirability for STR, LTR, live-work, creative use, or a homeowner seeking passive income. Detached bonus bungalow accommodates office, flex space, or atelier. Welcome home to Downtown Pensacola, be ready to walk to all the events, festivals, games, and local hot spots. All information and measurements are approximate and should be verified by buyer. Buyer to verify all information.

Listing Status:: Active
Date Added:: February 23, 2026
Data Last Updated:: March 7, 2026 at 12:07AM
Listing Office:: Coldwell Banker Realty : 850-736-8050
Listing Agent:: Michaela Maloney : 970-319-4522
MLS ID:: 678156

General: StorageBookcasesCeiling Fan(s)Bonus Room
Appliances: Gas Water HeaterTankless Water Heater/GasDryerWasherBuilt In MicrowaveDishwasherRefrigeratorENERGY STAR Qualified DishwasherENERGY STAR Qualified RefrigeratorENERGY STAR Qualified AppliancesENERGY STAR Qualified Water Heater
Laundry: W/D Hookups
Flooring: WoodTileCarpetLaminate
A/C: Multi UnitsCeiling Fan(s)ENERGY STAR Qualified Wall/Window Unit(s)
Heating: Multi UnitsHeat Pump
Fireplace: Two or MoreFireplace
Eco/Green Feature: InsulationInsulated Walls

General: BarbecueOutdoor KitchenYard Building
Style: Cottage
Pool: None
Parking: DrivewayFront EntranceGuest

Roofing: ShingleGable
Windows: Double Pane WindowsStorm Window(s)
General: Frame1Off Grade

HOA Amenities: Annually
Originating MLS: Pensacola MLS
County: Escambia - Fl

Zoning: 000S009080003066
Fencing: Back YardOtherPrivacy

Utilities: Cable AvailableCopper WiringCircuit Breakers
Water: Public
Sewer: Public Sewer

Source: Pensacola MLS

This listing courtesy of Michaela Maloney , Coldwell Banker Realty

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Global Learning Academy

100 N P St, Pensacola, FL, 32505

Grades PK-5

0.59 miles away

Warrington Middle School

450 S Old Corry Field Rd, Pensacola, FL, 32507

Grades 6-8

2.35 miles away

Pensacola High School

500 W Maxwell St, Pensacola, FL, 32501

Grades 9-12

1.71 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.