400 N Palafox St, Pensacola, FL 32501

• 5 beds |
• 3 baths |
• 2,361 sqft

Property Description

Right in the heart of downtown Pensacola, this one puts you exactly where you want to be. Step outside and you’re just moments from local dining, nightlife, galleries, and waterfront strolls. It’s the kind of location where weekends plan themselves and everything feels within reach. This custom-built home was thoughtfully designed by the owner to make the most of downtown living, with a front balcony and an upstairs terrace that capture the energy and views of the city. Whether it’s morning coffee above the rooftops or evenings soaking it all in, this home keeps you connected to the best of Pensacola. The layout offers incredible flexibility. Use it as a primary residence, income-producing property, guest-friendly setup, or a mix of all three. With separate living possibilities built in, it easily adapts to your needs. Take the elevator up to the second floor and you’ll find a true highlight: a spacious terrace made for entertaining and unwinding. An outdoor kitchen, bar area, lounge space, and hot tub create your own private retreat in the middle of downtown. Inside, both levels offer generous laundry rooms and ample storage throughout. The fourth bedroom is set up with bunk beds to comfortably host extra guests, making it ideal for visiting friends or short-term stays. An oversized garage adds even more function, complete with a built-in overhead storage deck. If you’ve been looking for a downtown home that blends lifestyle, flexibility, and a fun sense of place, this one stands out in all the right ways.

Listing Status:

Active

Date Added:

May 2, 2026

Data Last Updated:

May 21, 2026 at 3:09PM

Listing Office:

ASSIST 2 SELL REAL ESTATE : 850-429-0100

Listing Agent:

Christopher Howard : 850-982-4154

MLS ID:

681991

Interior

• General: Ceiling Fan(s)ElevatorRecessed Lighting
• Appliances: Gas Water HeaterBuilt In MicrowaveDishwasherDisposalRefrigerator
• Laundry: W/D HookupsLaundry Room
• Flooring: Tile
• A/C: Central AirCeiling Fan(s)
• Heating: Central

Exterior

• General: Private
• Style: Contemporary
• Other Structures: Covered PorchCovered Deck
• Pool: None
• Parking: 2 Car GarageGarage Door Opener

Construction

• Roofing: Metal
• Windows: Storm Window(s)Blinds
• General: Frame2Slab

Location

• HOA Amenities: Association150.0Annually
• Originating MLS: Pensacola MLS
• County: Escambia - Fl

Lot

• Zoning: 000S009010028010

Utilities

• Utilities: Copper Wiring
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Pensacola MLS