9294 PANAMA CIRCLE, Port Charlotte, FL 33981

• 3 beds |
• 2 baths |
• 2,146 sqft

Property Description

BOATER'S PARADISE! Built in 2023, this upgraded Gulf-access waterfront residence offers the ultimate Southwest Florida lifestyle with a private dock, pool, and access to open water. Offering 3 bedrooms, 2 baths, a dedicated office, and 2,146 square feet, this home features a desirable split-bedroom floor plan. The private primary suite occupies its own wing of the home, while two guest bedrooms and the guest/pool bath are situated on the opposite side, with a pocket door that provides extra privacy for guests or family members. A widened paver driveway, new St. Augustine sod, and tropical landscaping create outstanding curb appeal. The landscaping is supported by a versatile irrigation system that allows the owner to utilize either a dedicated irrigation meter or canal water, providing potential savings on water usage. The chef-inspired kitchen is beautifully appointed with upgraded appliances, including a smart refrigerator with an integrated entertainment screen, an upgraded dishwasher, a range, and a custom ceiling-height vent hood, along with a beverage refrigerator, unfinished granite countertops, solid-wood soft-close custom cabinetry, abundant storage, and an open-concept design ideal for entertaining. Pocketing impact-rated sliding glass doors open the great room and kitchen to the lanai, creating seamless indoor-outdoor living. The primary en-suite retreat features sliding glass door access to the lanai with a custom blackout blind. The en-suite bath features dual shower heads and a rainfall shower. This home offers a dedicated office providing the perfect space for working remotely, hobbies, or a quiet retreat. Outdoor living takes center stage with an extended lanai, panoramic screen enclosure, outdoor kitchen with built-in beverage refrigerator, outdoor shower, and an automated heated pool and spa system with waterfall feature. An electronic remote-controlled hurricane screen encloses the lanai for added protection and secure storage during storms or extended absences. Built with both comfort and peace of mind, the home features impact-rated windows and sliding glass doors, a whole-home Generac generator powered by dual 250-gallon propane tanks, integrated smart-home technology, and polyurethane spray-foam insulation for enhanced energy efficiency and climate control. Additional storm protection includes an electronic roll-down hurricane shutter at the front entryway. Architectural details include 10-foot ceilings throughout, and the foyer, great room, office, primary suite, and lanai feature custom tray ceilings, upgraded interior doors, transom windows, and abundant recessed lighting. Boaters will appreciate the extended composite dock and covered 10,000-pound boat lift. Extending farther into the canal, the dock provides improved access during low-water conditions while maximizing enjoyment of this exceptional Gulf-access location. Additional upgrades include backyard fencing, an epoxy-coated garage floor, garage storage ceiling-Furniture is racking system, utility tub, new irrigation pump, and custom Bahama shutters throughout. Located in South Gulf Cove, residents enjoy parks, sidewalks, an optional HOA, and no mandatory association fees. Offered at a highly competitive price, given its extensive upgrades, newer construction, Gulf access, and exceptional boating amenities, this waterfront home represents outstanding value in today's market.

Listing Status:

Active

Date Added:

June 23, 2026

Data Last Updated:

June 27, 2026 at 10:21PM

Listing Office:

COLDWELL BANKER REALTY : 941-739-6777

Listing Agent:

Gayle Scott : 941-243-7501

MLS ID:

A4697075

Interior

• General: Attic VentilatorCeiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsIn Wall Pest SystemKitchen/Family Room ComboOpen FloorplanPest Guard SystemPrimary Bedroom Main FloorSmart HomeSolid Wood CabinetsSplit BedroomStone CountersThermostatTray Ceiling(s)Walk-In Closet(s)Wet BarWindow Treatments
• Rooms: Den/Library/OfficeGreat RoomInside Utility
• Appliances: Bar FridgeDishwasherDisposalExhaust FanMicrowaveRangeRefrigerator
• Laundry: Electric Dryer HookupInsideLaundry RoomWasher Hookup
• Flooring: Ceramic Tile
• A/C: Central AirAttic Fan
• Heating: Electric
• Eco/Green Feature: ConstructionInsulationWindows

Exterior

• General: Hurricane ShuttersOutdoor KitchenRain GuttersSliding DoorsHeatedIn Ground
• Style: Florida
• Other Structures: OtherOutdoor KitchenEnclosedFront PorchRear PorchScreenedCovered
• Pool: GuniteHeatedIn GroundLightingOutside Bath AccessSalt WaterScreen Enclosure
• Parking: Garage Door OpenerOversized

Construction

• Roofing: Shingle
• Windows: ShadesShuttersStorm Window(s)Window Treatments
• General: BlockStuccoOneSlab

Location

• Road/Access: Asphalt
• Originating MLS: Stellar MLS
• County: Charlotte

Lot

• Zoning: RSF3.5PCH 071 4391 0026 PORT CHARLOTTE SEC71 BLK4391 LT 26 1143/432 1506/1472 2093/532 2149/348 2752/678 2752/680 2752/683 2752/675 3721/2063 4893/1435 5020/2161 3371675412121182003
• View: Water
• Fencing: Chain Link

Utilities

• Utilities: Cable ConnectedElectricity ConnectedFiber OpticsMini SewerPropanePublicSewer ConnectedWater Connected
• Water: Canal/Lake For IrrigationPublicSee Remarks
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple