10105 VINEYARD LANE, Port Richey, FL 34668

• 2 beds |
• 2 baths |
• 1,136 sqft

Property Description

One or more photo(s) has been virtually staged. *****Rare advantage of an Assumable FHA mortgage with 2.875% interest rate for qualified owner-occupants**** Welcome home to 10105 Vineyard Lane, where comfort, opportunity, and coastal convenience come together in one inviting package. This 2-bedroom, 2-bath single-family home with a bonus room in Port Richey’s desirable Regency Park neighborhood offers a thoughtful blend of recent upgrades and value-add potential — plus the rare advantage of an assumable FHA mortgage for qualified owner-occupants, allowing eligible buyers to step into a significantly lower monthly payment than today’s market rates. Step inside to find brand-new hurricane-rated windows throughout, a newer HVAC system with updated ductwork (installed four years ago), and a kitchen featuring modern appliances just three years old — delivering turnkey efficiency where it counts. Updates have already been started for you. The second bedroom’s ensuite bath renovation is underway, with tile, vanity, and fixtures already on-site and ready to be completed. A new vanity for the main bathroom is included as well. The roof will need replacement, and that need is reflected in the price — creating an excellent opportunity to build equity and customize the home to your style. Outside, the property offers a generously sized lot in a quiet, established community with no HOA and convenient access to parks, shopping, restaurants, and the beautiful Gulf Coast. Perfect for buyers looking for comfort, affordability, and long-term value, this home delivers a compelling combination of benefits — especially with the assumable FHA loan opportunity. Come see why Vineyard Lane may be the right fit for your next move.

Listing Status:

Active

Date Added:

November 17, 2025 at 06:00AM

Listing Office:

REAL SYSTEMS BROKERAGE : 727-594-0330

Listing Agent:

Shonda Gonzales : 727-594-0330

MLS ID:

W7880850

Interior

• General: Ceiling Fans(s)Central VaccumLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersThermostatWalk-In Closet(s)Window Treatments
• Rooms: Bonus Room
• Appliances: DishwasherMicrowaveRangeRefrigerator
• Laundry: In GarageWasher Hookup
• Flooring: LaminateLuxury VinylTile
• A/C: Central Air
• Heating: CentralElectric

Exterior

• General: French DoorsPrivate MailboxRain GuttersSidewalk
• Style: RanchTraditional
• Other Structures: PorchFront PorchPatioCovered
• Parking: Garage Door Opener

Construction

• Roofing: Shingle
• Windows: BlindsENERGY STAR Qualified WindowsThermal WindowsWindow Treatments
• General: BlockConcreteStuccoOneSlab

Location

• Road/Access: Asphalt
• Originating MLS: Stellar MLS
• County: Pasco

Lot

• Zoning: R4REGENCY PARK UNIT 1 PB 11 PGS 58 & 59 LOT 46515-25-16-054A-00000-4650
• View: City
• Fencing: Wood

Utilities

• Utilities: Electricity ConnectedUnderground UtilitiesWater Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple

This listing courtesy of Shonda Gonzales, REAL SYSTEMS BROKERAGE