2165 ONONDAGA LANE, Punta Gorda, FL 33983

• 3 beds |
• 2 baths |
• 1,884 sqft

Property Description

Under contract-accepting backup offers. You dreamed it—now you can live it. --- This beautiful home in the highly sought-after, deed-restricted Deep Creek community offers the Florida lifestyle so many buyers are searching for. Enjoy wide lake views and unforgettable sunsets while relaxing in your private pool, unwinding in the attached spa, or entertaining guests in the spacious covered lanai and outdoor dining area. --- Inside, this split 3-bedroom, 2-bathroom floor plan delivers great curb appeal and endless potential. With a little TLC and your personal touches, it can easily become the dream home you’ve envisioned. The layout features cathedral ceilings, tile flooring throughout, an eat-in kitchen, a generous primary suite, a separate dining room, and an inside laundry room. Four sets of sliding glass doors open directly to the screened lanai, pool/spa, and expansive concrete patio—creating seamless indoor-outdoor living. --- The attached garage is a standout, offering a built-in four-wall storage system, an electric car charger, a back-up generator connection, an overhead storage rack, and an electric garage door opener. --- This home combines lifestyle, location, and opportunity—an ideal choice for buyers looking to customize a well-designed property in one of Deep Creek’s most desirable settings. ---A small rear portion of the property lies within FEMA Flood Zone A, while the majority of the site is located in the non-hazard X zone. The seller currently carries a transferable FEMA flood insurance policy with an annual premium of $625. Depending on the lender’s underwriting requirements, this policy may be waived. A new survey would likely confirm that the dwelling itself is outside the FEMA Flood Zone A, with only a limited section of the parcel touching the zone. If the structure is outside the Special Flood Hazard Area, the lender may not require flood insurance, though this determination is always lender-specific.

Listing Status:

Pending

Date Added:

April 17, 2026

Data Last Updated:

April 30, 2026 at 7:23AM

Listing Office:

COLDWELL BANKER REALTY : 941-639-0090

Listing Agent:

Margaret Dennis : 518-424-2662

MLS ID:

C7524456

Interior

• General: Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsPrimary Bedroom Main FloorSplit BedroomThermostat
• Appliances: DishwasherDryerElectric Water HeaterMicrowaveRangeWasher
• Laundry: Electric Dryer HookupInsideLaundry RoomWasher Hookup
• Flooring: Ceramic TileTile
• A/C: Central Air
• Heating: Electric

Exterior

• General: Hurricane ShuttersIn Ground
• Pool: GuniteIn GroundScreen EnclosureTile

Construction

• Roofing: Shingle
• General: BlockStuccoOneSlab

Location

• Road/Access: Asphalt
• HOA Amenities: 205.0Annually
• Originating MLS: Stellar MLS
• County: Charlotte

Lot

• Zoning: RSF3.5PGI 023 0787 0014 PUNTA GORDA ISLES SEC23 BLK787 LT 14 820/1757 934/1276 1024/1244 1376/1498 2427/3&4 2939/1134 3422/1636402316159003
• View: Water

Utilities

• Utilities: Cable ConnectedElectricity ConnectedPublicSewer ConnectedWater Connected
• Water: Canal/Lake For Irrigation
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple