$449,000

344 San Cristobal AVE, Punta Gorda, FL 33983

4 beds |
2 baths |
2,661 sqft

Single-Family Home
Built in 1991
—— sqft lot
2 car garage
$169/sqft
Listed 4 days ago

Property Description

Live where Florida’s waterfront lifestyle meets easy, worry-free living. This beautifully updated 4-bedroom, 2-bath pool home is ideally located in Deep Creek, just minutes from Punta Gorda’s waterways, Fishermen’s Village, marinas, boating, pickleball, and tennis—yet safely tucked away in a NO FLOOD ZONE for added confidence and lower insurance concerns. Designed for relaxed coastal living, the private backyard retreat features a resurfaced pool with new tile, a soothing spacious hot tub, and seamless indoor-outdoor flow—perfect for entertaining after a day on the water, golf or shopping! Major upgrades bring peace of mind, including a new roof (2022), A/C (2021), new windows (2021), and new water heater, pool pump, and pool heater (2024). Inside, the updated kitchen is an ENTERTAINER'S DREAM and shines with granite countertops, tile flooring, and new appliances. Flexible living spaces include two bedrooms with Murphy bed systems, ideal for guests or multi-use rooms, while luxury vinyl flooring adds a fresh, modern touch throughout the bedrooms. A convenient pool bath with direct outdoor access. Located in a deed-restricted community with a low HOA, this home also qualifies for USDA financing, offering the opportunity for 100% financing—a rare bonus in today’s market. Boating nearby. Coastal charm. No flood worries. This is Punta Gorda living done right. Be sure to view the video tour experience and schedule your private showing today.

Listing Status:: Active
Date Added:: February 7, 2026
Data Last Updated:: February 11, 2026 at 7:06AM
Listing Office:: EXP Realty LLC : (888) 883-8509
MLS ID:: 2026006258

General: Smoke DetectorsTray Ceiling(s)Walk-In Closet(s)Window CoveringsBuilt-In CabinetsFoyerLaundry TubPantry
Kitchen: IslandPantry
Appliances: Electric CooktopWasherDishwasherDisposalDryerMicrowaveRefrigerator/Freezer
Dining: Dining - FamilyEat-in Kitchen
Laundry: Laundry in ResidenceLaundry Tub
Flooring: LaminateTile
A/C: Ceiling Fan(s)Central Electric
Heating: Central Electric

General: Screened Lanai/PorchOutdoor ShowerAbove GroundFiberglassHeated Electric
Style: RanchSingle Family
Pool: Below GroundConcreteElectric Heat
Parking: Driveway PavedAttachedParking spaces: 2

Roofing: Shingle
Windows: Window Coverings
General: Concrete BlockStucco1Concrete Block

Road/Access: Paved
HOA Amenities: 210.0Annually
Originating MLS: Florida Gulf Coast
County: Charlotte

Zoning: 402304406003
View: View
Restrictions: DeededNo RV

Water: Assessment PaidCentral

Source: Florida Gulf Coast

This listing courtesy of EXP Realty LLC

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Deep Creek Elementary School

26900 Harbor View Rd, Punta Gorda, FL, 33983

Grades PK-5

2.59 miles away

Port Charlotte Middle School

23000 Midway Blvd, Port Charlotte, FL, 33952

Grades 6-8

4.04 miles away

Charlotte Harbor School

22450 Hancock Ave, Punta Gorda, FL, 33980

Grades PK-12

5.19 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.