3520 Caya Largo CT, Punta Gorda, FL 33950

• 3 beds |
• 2 baths |
• 2,163 sqft

Property Description

SAILBOAT WATERFRONT HOME – NO BRIDGES TO OPEN WATER Located in the highly sought-after community of Punta Gorda Isles, this stunning 3-bedroom, 2-bath waterfront residence is perfectly positioned on a true sailboat-access canal, offering quick, effortless access to Charlotte Harbor and the Gulf of Mexico. Designed for both comfort and functionality, this move-in-ready home features a spacious, sun-filled open split floor plan, new 2x4 tile flooring throughout, a 2-car garage, and pocket sliders in the living room that fully open to the outdoor living space—seamlessly blending indoor and outdoor Florida living. The home also offers a formal dining area, a breakfast bar, and additional dining space within the kitchen, providing flexibility for both everyday living and entertaining. The living room features a state-of-the-art motorized TV lift cabinet, discreetly concealing the television for a clean, ultra-luxurious aesthetic. The primary suite features private lanai access through sliders and includes a spa-like ensuite with bidet, dual sinks, soaking tub, walk-in shower, bench seating, and custom his-and-hers walk-in closets. The updated main bath features a custom tile shower and dual sink vanity, while the spacious kitchen offers abundant cabinetry, an inside laundry room, and well-appointed guest suites with their own door for added privacy. Step outside to your private waterfront oasis. The large lanai provides ample space for entertaining, while the newly resurfaced heated saltwater pool, new lanai and driveway pavers, concrete dock, and 13,000-lb boat lift (2021) make this home a dream for boating enthusiasts. Additional upgrades include a brand-new AC system and ductwork (2021), metal roof (2023), spray-foam attic insulation, and numerous thoughtful improvements offering long-term peace of mind. Whether you’re relaxing poolside, enjoying tranquil canal views from the living room, or entertaining guests at sunset, every day here feels like a vacation. Ideally located just minutes from downtown Punta Gorda, with easy access to top-rated dining, boutique shopping, waterfront parks, and beautiful Gulf beaches. A rare opportunity to own a true sailboat waterfront gem.

Listing Status:

Active

Date Added:

February 2, 2026

Data Last Updated:

February 11, 2026 at 7:06AM

Listing Office:

Century 21 Sunbelt Realty : (239) 561-5645

MLS ID:

2026005849

Interior

• General: FoyerLaundry TubPantryWalk-In Closet(s)
• Kitchen: Pantry
• Appliances: DishwasherDryerMicrowaveRangeRefrigeratorWasher
• Dining: Breakfast BarBreakfast RoomDining - Living
• Laundry: Laundry in ResidenceLaundry Tub
• Flooring: Tile
• A/C: Central Electric
• Heating: Central Electric

Exterior

• General: Boat Dock PrivateBoat LiftConcrete DockElec Avail at dockWater Avail at DockOpen Porch/Lanai
• Style: Single Family
• Pool: ConcreteElectric HeatSalt Water
• Parking: AttachedParking spaces: 2

Construction

• Roofing: Metal
• General: Concrete Block1

Location

• HOA Amenities: 0.0
• Originating MLS: Florida Gulf Coast
• County: Charlotte

Lot

• Zoning: 412214381004
• View: CanalLandscaped AreaWaterWater FeatureView
• Restrictions: None/Other

Utilities

• Water: Central

Financial

• Source: Florida Gulf Coast