1103 COASTAL HAMMOCK AVENUE, Ruskin, FL 33570

• 3 beds |
• 2 baths |
• 1,676 sqft

Property Description

Under contract-accepting backup offers. Welcome to 1103 Coastal Hammock Dr — where modern living, premium waterfront views, and an incredibly rare financing opportunity come together in one exceptional home. This beautifully maintained 2020-built home offers a highly sought-after assumable mortgage at just 2.99% interest, available to BOTH VA and non-VA buyers. Opportunities like this are extremely rare in today’s market and could mean substantial monthly savings compared to current interest rates. To make the deal even more attractive, the seller is also offering buyer closing cost assistance and is motivated, flexible, and easy to work with. Located in the desirable Brookside community of Ruskin, this better-than-new home has been meticulously cared for by its original owner and shows like a model home. With minimal wear and tear, two of the three bedrooms were never occupied, giving the home a clean, fresh, move-in-ready feel throughout. Inside, you’ll love the upgraded finishes and modern touches, including: • Luxury vinyl plank flooring • Epoxy-coated garage flooring • Modern glass shower enclosure • Bright open-concept living spaces • Immaculate condition throughout Step outside to one of the home’s most impressive features — a premium water-view lot with no rear neighbors. Enjoy peaceful pond views, added privacy, and direct gated access to a scenic walking trail right from your backyard. The resort-style community amenities, including the pool, playground, and amenity center, are conveniently located just steps away. Additional highlights include: • No flood insurance required • No hurricane damage • Strong 2020 construction for added peace of mind • Low-maintenance, move-in-ready condition • Convenient access to shopping, dining, schools, and major commuter routes Why wait months and pay more for new construction when you can own a fully upgraded, like-new home on a premium lot with a below-market assumable interest rate that could save you thousands every year? Homes offering this combination of financing, condition, location, and value rarely become available. Schedule your private showing today.

Listing Status:

Pending

Date Added:

May 2, 2026

Data Last Updated:

June 26, 2026 at 6:23PM

Listing Office:

REALTY HUB : 407-900-1001

Listing Agent:

Briana Almerico : 813-610-7282

MLS ID:

TB8504408

Interior

• General: Open FloorplanStone CountersThermostatWalk-In Closet(s)Window Treatments
• Appliances: DishwasherDisposalDryerExhaust FanMicrowaveRangeRefrigeratorWasher
• Laundry: Laundry Room
• Flooring: CarpetCeramic TileLuxury Vinyl
• A/C: Central Air
• Heating: Central

Exterior

• General: Hurricane ShuttersPlaygroundSidewalkSliding Doors

Construction

• Roofing: Shingle
• General: BlockOneSlab

Location

• Road/Access: Asphalt
• HOA Amenities: PoolMaintenance GroundsRecreational Facilities85.0Annually
• Originating MLS: Stellar MLS
• County: Hillsborough

Lot

• Zoning: PDBROOKSIDE ESTATES PHASE 1 AND 2 LOT 7 BLOCK 7U-17-32-19-B93-000007-00007.0
• View: Water

Utilities

• Utilities: BB/HS Internet AvailableElectricity AvailablePublicWater Available
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple