528 OCEAN SPRAY DRIVE, Ruskin, FL 33570

• 4 beds |
• 4 baths |
• 2,820 sqft

Property Description

Welcome to your new home where opportunity meets lifestyle in the sought-after Shell Cove community! Assumable VA loan at 2.99 for qualified veterans. Built in 2021 and move in ready, this spacious 3 bedroom, 2.5 bathroom with additional mother in law suite boasting an additional 1 bedroom, 1 bathroom with separate living space, kitchenette, and separate key entry, offers 2,820 sq ft of thoughtfully designed living space perfect for buyers who are ready to make it home. Step inside through the 9ft door entry to the soaring high ceilings, beautiful flooring, vaulted ceilings, and open concept layout makes living effortless. The chef’s kitchen is the heart of the home, featuring granite countertops, stainless steal appliances, and a large center island that invites gatherings. Community offers resort style pool, dog park, playground, basketball court, clubhouse, and scenic walking trails. Neighborhood has Publix, Walmart, UTC Mall and Ellenton Premium Outlets, local waterfront dinning, Little Harbour Marina, local boat and jet ski rentals, Bahia Beach, Apollo Beach Nature Reserve and easy commutes to Tampa, St. Petersburg, Sarasota.

Listing Status:

Active

Date Added:

February 26, 2026

Data Last Updated:

May 12, 2026 at 7:21AM

Listing Office:

EXP REALTY, LLC : 888-883-8509

Listing Agent:

Lorrieann Pierre : 321-586-3747

MLS ID:

TB8481015

Interior

• General: Ceiling Fans(s)Crown MoldingHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorTray Ceiling(s)Walk-In Closet(s)
• Appliances: Convection OvenDishwasherDisposalDryerFreezerMicrowaveRangeRefrigeratorWasher
• Laundry: Laundry Room
• Flooring: CarpetTile
• A/C: Central Air
• Heating: Central

Exterior

• General: Hurricane ShuttersSliding Doors

Construction

• Roofing: Shingle
• General: StuccoOneSlab

Location

• Road/Access: Asphalt
• HOA Amenities: 83.94Annually
• Originating MLS: Stellar MLS
• County: Hillsborough

Lot

• Zoning: PDSHELL COVE PHASE 2 LOT 603U-06-32-19-C0O-000000-00603.0

Utilities

• Utilities: Public
• Water: None
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple