528 OCEAN SPRAY DRIVE, Ruskin, FL 33570

• 4 beds |
• 4 baths |
• 2,820 sqft

Property Description

Welcome to 528 Ocean Spray Drive in Ruskin—a beautifully maintained, move-in ready home built in 2021, offering 4 bedrooms, 3.5 bathrooms, and 2,820 square feet of thoughtfully designed living space in the sought-after Shell Cove community. This spacious open-concept floor plan features soaring ceilings, elegant tile flooring, and abundant natural light throughout. The heart of the home is the chef-inspired kitchen, complete with granite countertops, stainless steel appliances, ample cabinetry, and a large center island perfect for entertaining and everyday living. A standout feature is the private in-law suite with its own separate entrance, providing exceptional flexibility for multigenerational living, guests, a home office, or potential rental income opportunities. Step outside and enjoy Florida living at its finest in the oversized backyard, offering plenty of space for outdoor gatherings, recreation, or future customization. Residents of Shell Cove enjoy a variety of community amenities, including a resort-style pool, playground, neighborhood park, and scenic walking trails. With a low HOA, no flood insurance requirement, and convenient access to I-75, Tampa, shopping, dining, and grocery stores, this location perfectly balances comfort and convenience. Adding even more value, qualified buyers may take advantage of an assumable VA loan at an attractive 2.99% interest rate. Plus, a free appraisal and potential lender incentives are available when using the preferred lender. Don't miss this incredible opportunity to own a modern, versatile home in one of Ruskin's most desirable communities.

Listing Status:

Active

Date Added:

July 1, 2026

Data Last Updated:

July 5, 2026 at 7:23PM

Listing Office:

LPT REALTY, LLC : 877-366-2213

Listing Agent:

Kristy ONeal : 309-453-7094

MLS ID:

TB8522386

Interior

• General: Ceiling Fans(s)Dry BarEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorThermostatTray Ceiling(s)Walk-In Closet(s)Wet Bar
• Rooms: Interior In-Law Suite w/Private Entry
• Appliances: DishwasherDisposalDryerFreezerMicrowaveRangeRefrigeratorWasher
• Laundry: Electric Dryer HookupInsideLaundry Room
• Flooring: CarpetTile
• A/C: Central Air
• Heating: Electric
• Eco/Green Feature: HVAC

Exterior

• Other Structures: Covered

Construction

• Roofing: Shingle
• General: BrickOneSlab

Location

• Road/Access: AsphaltPaved
• HOA Amenities: PoolCommon Area TaxesPoolPrivate Road85.0Annually
• Originating MLS: Stellar MLS
• County: Hillsborough

Lot

• Zoning: PDSHELL COVE PHASE 2 LOT 603U-06-32-19-C0O-000000-00603.0

Utilities

• Utilities: Cable AvailableElectricity Available
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple