317 S FERN Street, San Mateo, FL 32187

• 3 beds |
• 2 baths |
• 1,250 sqft

Property Description

Secluded sanctuary nestled in the heart of San Mateo! Welcome to a charming 3-bedroom, 1.5 bath Cottage on nearly 1 acre of land, offering privacy without the confines of an HOA. Step onto the full width front porch, an idyllic spot to unwind. Expansive backyard beckons with possibilities for outdoor fun and storage for recreational toys. Discover the convenience of privacy without sacrificing accessibility. Easy commute to St. Augustine or Palatka, proximity to beaches, and nearby parks and access points to St. Johns River for recreational adventures. The list of improvements includes: updated kitchen and baths, windows, flooring, paint, AC unit. Kitchen has stylish cabinets and stainless appliances. New LVP flooring and carpet throughout. Large 20 x 40 garage great for RV storage and 16x16 shed.

Listing Status:

Pending

Date Added:

February 23, 2026

Data Last Updated:

March 29, 2026 at 10:35PM

Listing Office:

SAVVY AVENUE, LLC. : 888-490-1268

Listing Agent:

MOE MOSSA : 888-490-1268

MLS ID:

2131426

Interior

• Appliances: DishwasherElectric OvenInstant Hot WaterRefrigerator
• A/C: Central Air
• Heating:

Construction

• General: 1

Location

• Originating MLS: realMLS (Northeast Florida Multiple Listing Service)
• County: Putnam

Lot

• Zoning: 28-10-27-0000-0050-0000
• Current Use: ResidentialSingle Family

Utilities

• Utilities: Cable AvailableElectricity ConnectedSewer Not AvailableWater Connected
• Water: Well

Financial

• Source: realMLS (Northeast Florida Multiple Listing Service)