$2,999,000

399 Allen Loop Drive, Santa Rosa Beach, FL 32459

  • 5 beds |
  • 4 baths |
  • 3,156 sqft
  • Property Icon Single-Family Home
  • Property Year Built Icon Built in 1994
  • Property Lot Size Icon1.56acre lot
  • Property Parking Icon 3 car garage
  • Property Price Per Square Feet Icon $950/sqft
  • Property List Date Icon Listed 1 month ago

Property Description

Featuring the largest single-family homesite on Oyster Lake, one of South Walton's rare coastal dune lakes, this 1.56-acre property offers a level of privacy and space unrivaled on the lake. With water views, sunset-facing exposure, and exceptional parking capacity, this is a 30A opportunity unlikely to be replicated. Originally built in 1994 and updated over time, the residence offers over 3,000 square feet with 5 bedrooms and 4 full bathrooms, along with a versatile bonus room ideal for a game room, media space or additional living area. The layout is both comfortable and functional, ready to enjoy as-is or tailor to your vision. Perfectly positioned to embrace its surroundings, the home captures expansive views across Oyster Lake with the Gulf shimmering beyond, setting the stage for stunning sunsets each evening. Whether relaxing on the deck or in the heated, saltwater pool overlooking the lake, the setting feels immersive and serene. Inside, the primary suite, kitchen, living, and dining areas are all thoughtfully oriented to the water, creating a seamless connection between indoor and outdoor living. What further distinguishes this property is how effortlessly it blends lifestyle and functionality. A private dock on Oyster Lake invites easy days on the water, from paddleboarding at sunrise to kayaking at sunset. The residence itself sits high and dry in Flood Zone X, while the 1.56-acre homesite provides a level of privacy rarely found along 30A. A 3-car garage, parking for 11+ additional vehicles, and an RV pad with electric, water, and sewer hookups offer exceptional flexibility. Just a 6-minute walk to the beach, this home allows you to enjoy the 30A lifestyle without the hassle of public parking. Spend the morning on the sand, return home for lunch, and head back with ease. With three convenient access points to Highway 98, you'll also benefit from smooth connectivity without the typical traffic challenges. The views are protected, the setting is peaceful, and the combination of acreage, waterfront, and proximity to the Gulf is truly exceptional.

Listing Status:
Active
Date Added:
April 17, 2026
Data Last Updated:
May 1, 2026 at 5:23PM
Listing Office:
Christies International Real Estate Emerald Coast : 850-213-2800
Listing Agent:
Julie S Smith : 828-773-0028
MLS ID:
999335
  • General: Breakfast BarBookcasesKitchen IslandRecessed LightingPantryWasher/Dryer Hookup
  • Appliances: DishwasherDisposalDryerMicrowaveElectric Water Heater
  • Basement: Finished
  • Flooring: Tile
  • A/C: Central AirCeiling Fan(s)
  • Heating: CentralGas - Natural
  • Fireplace: Fireplace GasFireplace
  • General: Outdoor GrillBalconyDockOutdoor ShowerSprinkler System
  • Style: Other
  • Pool: HeatedIn Ground
  • Parking: Garage Door OpenerOversizedRV Access/ParkingGarage
  • General: ConcreteStucco2
  • Road/Access: County Road
  • Golf: PoolWaterfrontShort Term Rental - Allowed
  • Originating MLS: Emerald Coast Association of REALTORS®
  • County: Walton
  • Zoning: Resid Single Family03-3S-20-34150-000-0230
  • View: GulfLake
  • Water: 0
  • Source: Emerald Coast Association of REALTORS®

This listing courtesy of Julie S Smith , Christies International Real Estate Emerald Coast

Monthly Payment

$Est. Payment
  • Principal & Interest $
  • Property Taxes $
  • Home Insurance $
  • VA Funding Fee $

Ready to Start a VA Loan?

Get Started Veterans United Home LoansNMLS #1907  †
Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.

Location

Similar Listings Nearby