$419,000

90 Mosaic Oaks Circle, Santa Rosa Beach, FL 32459

3 beds |
3 baths |
1,871 sqft

Single-Family Home
Built in 2014
3,485sqft lot
1 car garage
$224/sqft
Listed 14 days ago

Property Description

Coastal cottage charm meets everyday functionality in this well-maintained home in Mosaic Oaks, ideally located in Santa Rosa Beach. Offering 3 bedrooms and 2.5 baths, the layout features an open main living area with all bedrooms upstairs, including a primary suite with private balcony, walk-in closet, and spacious bath with dual vanities, soaking tub, and separate shower. Situated on an exterior lot, this home offers a private backyard backing to a natural wooded backdrop, complete with a fenced yard and screened porch for relaxed outdoor living. A one-car garage and no-carpet interior add everyday convenience. Recent upgrades include a new HVAC (2025), new range, microwave, and dishwasher (2026), fresh interior paint (2026), new sod (2026), new LVP flooring upstairs (2022), and fencing (2022). Enjoy the best of coastal living from Bay to Beach -- just minutes to bay access, parks, and approximately 10 minutes to 30A, Ed Walline Beach Access, and dining and shopping at Gulf Place.

Listing Status:: Active
Date Added:: March 20, 2026
Data Last Updated:: April 3, 2026 at 1:23PM
Listing Office:: 1 Percent Lists Florida Coast : 850-376-3865
Listing Agent:: Wendy L Wiggins : 850-225-5102
MLS ID:: 998538

General: Breakfast BarPantryWasher/Dryer Hookup
Appliances: DishwasherDryerMicrowaveWasherElectric Water Heater
Flooring: LaminateTile
A/C: Central AirCeiling Fan(s)
Heating: Heat Pump

General: BalconyPrivate Yard
Style: Florida Cottage
Parking: Garage

General: Siding CmntFbrHrdBrd2Slab

Road/Access: Paved
HOA Amenities: Management
Golf: Short Term Rental - Not Allowed
Originating MLS: Emerald Coast Association of REALTORS®
County: Walton

Zoning: Resid Single Family24-2S-20-33510-000-0090

Water: 0

Source: Emerald Coast Association of REALTORS®

This listing courtesy of Wendy L Wiggins , 1 Percent Lists Florida Coast

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Dune Lakes Elementary School

6565 US Highway 98 E, Santa Rosa Beach, FL, 32459

Grades KG-5

5.34 miles away

Emerald Coast Middle School

4019 US Highway 98 E, Santa Rosa Beach, FL, 32459

Grades 6-8

5.79 miles away

South Walton High School

645 Greenway Trl, Santa Rosa Beach, FL, 32459

Grades 9-12

1.60 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.