521 CUMMINGS STREET, Sarasota, FL 34242

• 3 beds |
• 3 baths |
• 2,500 sqft

Property Description

Tucked away on a quiet cul-de-sac on north Siesta Key, this Key West-inspired canal-front retreat captures the ease of casual island living with boating water, inviting outdoor spaces and easy access to Siesta Village, the famous white quartz sands of Siesta Beach and the azure waters of the Gulf. Set along 95 feet of private canal frontage just off the Grand Canal, the property offers a dock, a covered 5,000-pound boat lift and direct access to the Intracoastal Waterway, creating an ideal setting for those who want to enjoy the water from their own backyard. Designed for effortless indoor-outdoor living, the home features an expansive elevated deck and contemporary cable railings overlooking the canal and surrounding natural scenery, a heated pool with a cascading stone waterfall, a covered bar area and a fenced, low-maintenance yard surrounded by tropical landscaping. Whether hosting friends, relaxing after a day on the boat or enjoying the island breeze, the outdoor areas offer a private, versatile setting for everyday enjoyment. Inside, vaulted ceilings, a neutral palette and an open-concept layout create a light, comfortable atmosphere. The kitchen is positioned at the heart of the home and features granite countertops, stainless steel appliances, dual sinks, a center island with a JennAir cooktop and a breakfast bar that connects easily to the main living and dining areas. A wood-burning fireplace adds warmth and character to the gathering space. The primary suite offers a peaceful retreat with sliding glass doors opening to a screened lanai, along with an en-suite bath featuring dual vanities, a walk-in shower and a charming window seat. Two additional bedrooms are thoughtfully positioned in their own wing with a full bath and convenient laundry room nearby. Additional features include impact glass on most openings, hurricane-rated doors, metal roof, Nichiha siding, Trex decking, cable railings, two garages and a full pool bath, bonus room and storage area on the ground level. Positioned at one of the highest elevations on the street, the home offers added peace of mind in storm season. Just a short distance from Siesta Key’s renowned beaches, vibrant Village dining, boutiques and nightlife, this move-in-ready waterfront home offers exceptional flexibility as a full-time residence, seasonal getaway or investment opportunity in one of Sarasota’s most beloved island communities. Close to the Out-of-Door Academy’s lower school and only 15 minutes by car to vibrant downtown Sarasota’s restaurants, shopping and entertainment.

Listing Status:

Active

Date Added:

July 4, 2026

Data Last Updated:

July 28, 2026 at 7:22AM

Listing Office:

PREMIER SOTHEBY'S INTERNATIONAL REALTY : 941-364-4000

Listing Agent:

Judie Berger : 941-928-3424

MLS ID:

A4696604

Interior

• General: Ceiling Fans(s)Open FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsSplit BedroomStone CountersThermostatVaulted Ceiling(s)
• Rooms: Bonus RoomGreat RoomInside Utility
• Appliances: Built-In OvenDishwasherDisposalDryerElectric Water HeaterRangeRefrigeratorWasher
• Laundry: InsideLaundry Room
• Flooring: Ceramic TileLaminate
• A/C: Central Air
• Heating: CentralElectricDuctless
• Fireplace: Wood BurningFireplace

Exterior

• General: BalconySliding Doors
• Style: CustomOther
• Other Structures: Front PorchDeckRear PorchScreenedPatioCovered
• Pool: GuniteHeatedIn GroundLighting
• Parking: BoatDrivewayGarage Door OpenerGround LevelOversizedParking Pad

Construction

• Roofing: Metal
• Windows: Blinds
• General: ConcreteStuccoFrameMulti/SplitSlab

Location

• Road/Access: AsphaltPaved
• Originating MLS: Stellar MLS
• County: Sarasota

Lot

• Zoning: RSF2LOT 11 OCEAN BEACH REPLAT NO 20079140013
• View: Water
• Fencing: Fenced

Utilities

• Utilities: BB/HS Internet AvailableCable AvailableElectricity ConnectedPublicSewer ConnectedWater Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple