330 MONTANA AVENUE, St Cloud, FL 34769

• 4 beds |
• 3 baths |
• 2,046 sqft

Property Description

One or more photo(s) has been virtually staged. Welcome to a truly rare, move-in-ready opportunity offering two fully renovated living spaces on one property with NO Homeowners Association Fees or Restrictions. This exceptional property features a completely remodeled three-bedroom, two-bathroom main home plus a fully renovated detached one-bedroom, one-bathroom apartment, creating unmatched flexibility and income potential. The main residence showcases modern upgrades throughout, including durable hard flooring, high ceilings that enhance the open and airy feel, ceiling fans for year-round comfort, and a beautifully updated kitchen with quartz countertops and stainless steel appliances. Every detail has been thoughtfully refreshed to deliver a clean, contemporary living experience. Privately situated at the rear of the property, the detached one-bedroom apartment is fully renovated and ideal for multi-generational living, a mother-in-law suite, guest quarters, a home office, or an income-producing rental. Whether you choose to live in one and rent the other or enjoy both spaces yourself, the options are endless. Step outside to enjoy the back patio, perfect for relaxing mornings or quiet evenings. The absence of homeowners association restrictions allows for true flexibility and freedom of use, making this property especially appealing to both homeowners and investors. Ideally located near the St. Cloud lakes, with convenient access to shopping, dining, and the Lake Nona area, this property combines modern comfort, versatility, and long-term value. A rare opportunity that offers lifestyle appeal and investment potential in one complete package. Schedule your private showing today and experience everything this unique property has for you.

Listing Status:

Active

Date Added:

January 17, 2026

Data Last Updated:

February 10, 2026 at 10:23PM

Listing Office:

PLATINUM REAL ESTATE : 888-974-7253

Listing Agent:

Scot Hartwell : 407-791-8466

MLS ID:

O6374469

Interior

• General: Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersWalk-In Closet(s)
• Rooms: Family RoomGarage ApartmentGreat RoomInside Utility
• Appliances: Built-In OvenConvection OvenCooktopDishwasherDisposalElectric Water HeaterExhaust FanMicrowaveRangeRefrigerator
• Laundry: Electric Dryer HookupInsideLaundry RoomWasher Hookup
• Flooring: Laminate
• A/C: Central AirWall/Window Unit(s)
• Heating: CentralDuctless

Exterior

• General: LightingSliding Doors
• Style: Traditional
• Other Structures: PorchRear PorchScreenedCovered

Construction

• Roofing: Shingle
• Windows: Double Pane WindowsENERGY STAR Qualified WindowsInsulated Windows
• General: BlockOneSlab

Location

• Road/Access: Asphalt
• Originating MLS: Stellar MLS
• County: Osceola

Lot

• Zoning: SR2LAKE FRONT ADDN PB B PG 61 BLK 391 E 138.4 FT OF N 62.5 FT OF S 87.5 FT LOT 401-26-30-0001-0391-0040

Utilities

• Utilities: Cable AvailableElectricity AvailableElectricity ConnectedPublicSewer AvailableSewer ConnectedWater AvailableWater Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple