3699 MOCA DRIVE, St Cloud, FL 34772

• 4 beds |
• 3 baths |
• 2,820 sqft

Property Description

Welcome to this beautifully maintained home located in the desirable community of Whaleys Creek in St. Cloud, situated on over ¼ acre with a fully fenced backyard. This spacious home offers 4 bedrooms, 3 remodeled full bathrooms, and a versatile open floor plan designed for comfortable living and entertaining. Enjoy the added charm of being located across from a small lake, offering beautiful sunset views and refreshing summer breezes. The community lap pool is conveniently located just a short walk across the street. Upon entry, you’ll find a formal living room that can easily serve as an office, den, or flex space. The primary suite is conveniently located on the lower level, while three additional generously sized bedrooms are upstairs along with a huge bonus room—perfect for a second family room, game room, media space, or play area. The main living areas feature ceramic tile throughout the lower level, 10-foot ceilings, double-pane insulated windows, and elegant wrought iron stair railing. The gourmet kitchen boasts stainless steel appliances, abundant cabinetry, a walk-in pantry, a large island with a single deep-bowl sink, and a spacious dining area large enough to accommodate a table for 12—ideal for gatherings and entertaining. This gently lived-in and meticulously cared-for home includes numerous upgrades, including a 2025 roof, new vinyl fencing, reverse osmosis drinking water system, and a whole-home softener/purification system. Step outside to enjoy the large backyard with endless possibilities for outdoor living, play, gardening, or creating your own private retreat. This home offers the perfect combination of space, comfort, upgrades, and a desirable location in one of St. Cloud’s sought-after communities

Listing Status:

Active

Date Added:

June 23, 2026

Data Last Updated:

June 25, 2026 at 1:22AM

Listing Office:

COLDWELL BANKER REALTY : 407-696-8000

Listing Agent:

Donnamarie Ebanks : 407-509-7154

MLS ID:

O6418854

Interior

• General: Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsStone CountersWalk-In Closet(s)Window Treatments
• Rooms: Formal Living Room SeparateInside UtilityLoft
• Appliances: Convection OvenDishwasherDisposalDryerKitchen Reverse Osmosis SystemMicrowaveRangeRefrigeratorWasherWater Filtration SystemWater PurifierWater Softener
• Laundry: Laundry Room
• Flooring: CarpetCeramic Tile
• A/C: Central Air
• Heating: Electric
• Eco/Green Feature: InsulationWindows

Exterior

• General: Rain GuttersSidewalkSliding Doors
• Style: Traditional
• Other Structures: Front PorchCovered

Construction

• Roofing: Shingle
• Windows: Double Pane WindowsThermal Windows
• General: BlockStuccoTwoSlab

Location

• Road/Access: Asphalt
• HOA Amenities: PlaygroundPoolPool99.0Monthly
• Originating MLS: Stellar MLS
• County: Osceola

Lot

• Zoning: R-1WHALEYS CREEK PH 1 PB 24 PGS 161-167 LOT 40535-26-30-0964-0001-4050
• View: Water
• Fencing: Vinyl

Utilities

• Utilities: BB/HS Internet AvailablePublic
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple