$426,900

4020 SAGEFIELD DRIVE, St Cloud, FL 34773

4 beds |
3 baths |
2,405 sqft

Single-Family Home
Built in 2025
4,792sqft lot
2 car garage
$178/sqft
Listed 9 months ago

Property Description

Take advantage of a limited-time 4.99 FHA fixed interest rate promotion, paid closing costs- saving you thousands, plus a $20,000 price reduction on this beautiful new construction home in Harmony Central with a monthly payment of $2247.62 (P&I). Must use preferred lender and close within 30 days. Discover your dream home featuring 4 bedrooms, 2.5 bathrooms, and a spacious loft designed for comfortable living and entertaining. The open-concept floor plan showcases an upgraded kitchen with granite countertops, a large center island, staggered 36” cabinets with crown molding, and Whirlpool stainless steel appliances. Additional highlights include a spacious laundry room, walk-in closets in 3 of the 4 bedrooms, and a covered lanai perfect for enjoying Florida living. Enjoy peace of mind with a 1-year builder warranty and a 10-year structural warranty. Harmony Central offers a beautiful community pool with cabanas, no CDD fees, and a very low HOA, all while being conveniently located near shopping, dining, and top-rated schools. Secure your new Adams Home with only a $1,000 deposit. Promotions and incentives are subject to change without notice.

Listing Status:: Active
Date Added:: October 12, 2025
Data Last Updated:: July 27, 2026 at 1:24AM
Listing Office:: ADAMS HOMES REALTY, INC. : 407-523-1030
Listing Agent:: Danielle Lituski : 410-490-7748
MLS ID:: O6351853

General: Kitchen/Family Room ComboPrimaryBedroom UpstairsWalk-In Closet(s)
Rooms: Loft
Appliances: Convection OvenCooktopDishwasherMicrowave
Laundry: InsideLaundry Room
Flooring: CarpetCeramic Tile
A/C: Central Air
Heating: Central

General: SidewalkSliding Doors
Style: Traditional
Other Structures: Patio

Roofing: Shingle
General: StuccoTwoBlock

Road/Access: Asphalt
HOA Amenities: 825.0Annually
Originating MLS: Stellar MLS
County: Osceola

Zoning: PUDHARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK B LOT 2432-26-32-3596-000B-0240

Utilities: Electricity ConnectedSewer ConnectedWater Connected
Water: Public
Sewer: Public Sewer

Source: Stellar MLS
Ownership: Fee Simple

This listing courtesy of Danielle Lituski , ADAMS HOMES REALTY, INC.

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

Ready to Start a VA Loan?

Get Started

NMLS #1907 ^†

Get Prequalified »

Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.