436 ELM SPRING ROAD, St Cloud, FL 34771

• 3 beds |
• 2 baths |
• 2,021 sqft

Property Description

Under Construction. Welcome to The Crossings, located in the quaint city of St. Cloud. This amenity-rich community offers a pool, splash pad, a playground for the kiddos, and a dog park – you can have this and more right outside your door. Conveniently located off Narcoosee Rd, just 15 minutes to Lake Nona’s medical city, SR 417, and the Turnpike, for an easy commute around town, no matter where your travels take you. The Panama single-family home is what you always pictured for yourself. Step in from the 2-car garage or front porch and pass the first of 3 spacious bedrooms and a full bath with double vanity. A versatile flex space can be used as an office, a study, or a 4th bedroom. In the dining area, prepare to be wowed. This space is highlighted by a gourmet kitchen with a large island overlooking a lanai and a great room where friends and family will gather. Your luxurious owner’s suite includes a beautiful tray ceiling, a double vanity owner’s bath and a huge walk-in closet. The Panama is pure bliss. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.

Listing Status:

Pending

Date Added:

December 3, 2025

Data Last Updated:

July 27, 2026 at 7:24AM

Listing Office:

MALTBIE REALTY GROUP : 813-819-5255

Listing Agent:

Bill Maltbie : 813-819-5255

MLS ID:

W7881173

Interior

• General: Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorStone CountersThermostatWalk-In Closet(s)
• Rooms: Bonus RoomInside Utility
• Appliances: CooktopDishwasherDisposalMicrowave
• Laundry: Inside
• Flooring: Ceramic TileConcrete
• A/C: Central Air
• Heating: Central
• Eco/Green Feature: AppliancesHVACLightingThermostatWindowsDrip IrrigationIrrigation-Reclaimed WaterLow-Flow Fixtures

Exterior

• General: LightingSliding Doors
• Style: Florida
• Other Structures: PatioCovered
• Pool: In GroundOutside Bath Access
• Parking: DrivewayGarage Door Opener

Construction

• Roofing: Shingle
• Windows: ENERGY STAR Qualified Windows
• General: BlockStuccoFrameOneSlab

Location

• Road/Access: Paved
• HOA Amenities: ClubhousePlaygroundPoolMaintenance GroundsRecreational Facilities96.0Annually
• Originating MLS: Stellar MLS
• County: Osceola

Lot

• Zoning: 00CROSSINGS PH 2 PB 36 PGS 95-109 LOT 45022-25-31-3682-0001-4500

Utilities

• Utilities: Electricity AvailablePublicUnderground Utilities
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple