5820 ARBORETUM STREET, St Cloud, FL 34771

• 5 beds |
• 3 baths |
• 2,601 sqft

Property Description

OWNER FINANCING AVAILABLE!!!!!! ---- One or more photo(s) has been virtually staged. Welcome to 5820 Arboretum St in St. Cloud, FL, featuring the desirable Hayden floor plan, a spacious all-concrete-block single-family home designed with comfort, functionality, and modern living in mind. This beautiful home offers 5 bedrooms and 3 bathrooms with an open-concept layout that maximizes living space. The kitchen overlooks the dining area and great room, creating an ideal setting for entertaining, and features a large island with bar seating, stone countertops, stainless steel appliances, and ample cabinet space. Sliding glass doors and generous windows bring in natural light and provide access to the covered lanai, perfect for enjoying Florida indoor-outdoor living. The first floor includes a flexible bonus room that can be used as a home office, den, playroom, or additional living area, along with a guest bedroom and full bathroom. Upstairs, the spacious primary suite offers a private en-suite bathroom and walk-in closet, while three additional bedrooms surround a versatile loft area, full bathroom, and conveniently located laundry room. The Hayden floor plan also includes smart home technology, allowing you to control key home features from your smart device whether you are home or away. Located in a growing St. Cloud community near Narcoossee Road, Lake Nona, Orlando International Airport, major highways, shopping, dining, and Central Florida attractions, this home offers excellent convenience and lifestyle value. Seller is offering Owner Financing, creating a unique opportunity for buyers seeking flexible financing options. Buyer and buyer’s agent should verify all information, including room sizes, square footage, HOA dues, taxes, zoning, school assignments, community information, financing terms, and availability. The property is being sold with an owner financing approach. Buyer is purchasing control of the holding trust that the property will be until the seller's loan is satisfied/paid off. Buyer enjoys all the benefits of home ownership, same as the title holder. Listing agent is available to explain numbers, structure, and protections Proof of funds is mandatory for the down payment + closing costs

Listing Status:

Active

Date Added:

May 30, 2026

Data Last Updated:

July 27, 2026 at 7:24AM

Listing Office:

LA ROSA REALTY LLC : 321-939-3748

Listing Agent:

Mauricio Garcia Lopez : 407-818-9846

MLS ID:

O6412182

Interior

• General: Built-in FeaturesEat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimaryBedroom UpstairsSolid Surface CountersStone CountersThermostatWalk-In Closet(s)
• Appliances: Built-In OvenCooktopDishwasherDryerElectric Water HeaterExhaust FanKitchen Reverse Osmosis SystemMicrowaveRange HoodRefrigeratorWasherWater Filtration System
• Laundry: Laundry Room
• Flooring: CarpetTile
• A/C: Central Air
• Heating: Central

Exterior

• General: None

Construction

• Roofing: Shingle
• General: BlockStuccoTwoSlab

Location

• Road/Access: Paved
• HOA Amenities: 180.0Monthly
• Originating MLS: Stellar MLS
• County: Osceola

Lot

• Zoning: RESPRAIRIE OAKS PB 31 PGS 166-172 LOT 19122-25-31-4751-0001-1910

Utilities

• Utilities: Electricity AvailablePhone AvailableSewer ConnectedUnderground UtilitiesWater Available
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple