305 28TH STREET S, St Petersburg, FL 33712

• 5 beds |
• 3 baths |
• 2,524 sqft

Property Description

**TWO HOMES ON ONE LOT!** Unlock incredible investment potential with this rare 4-bedroom, 2-bathroom cottage-style residence, complete with a fully detached, income-ready 1-bedroom apartment behind. Whether you're looking for a savvy house hack, a multi-generational living setup, or a high-performing short-term rental, this property is designed to deliver immediate value. The two-story primary home exudes character, featuring elegant arched doorways and original built-in shelving that preserve its unique cottage charm. Enjoy peace of mind with extensive updates, including **a brand-new roof (June 2026)**, along with updated plumbing, electrical, and HVAC systems. The flexible floor plan offers two bedrooms and a full bathroom on the main level, with two additional bedrooms and a second full bathroom upstairs. Step outside to discover the detached 1-bedroom apartment—a stylish garage conversion designed for maximum versatility and income potential. This turnkey space features a full independent kitchen, making it ideal for long-term tenants, guests, or premium short-term rental opportunities. This unique property offers the perfect combination of move-in-ready reliability and outstanding income-producing potential. Live in the main home while the detached apartment helps offset your mortgage, or rent both for a dual-income investment. Don't miss this exceptional opportunity—schedule your showing today!

Listing Status:

Active

Date Added:

January 2, 2026

Data Last Updated:

July 26, 2026 at 9:21PM

Listing Office:

REDFIN CORPORATION : 617-458-2883

Listing Agent:

Kevin Mize : 813-454-4942

MLS ID:

TB8459321

Interior

• General: Ceiling Fans(s)Chair RailHigh CeilingsOpen FloorplanThermostat
• Appliances: DishwasherRangeRefrigerator
• Laundry: Inside
• Flooring: TileVinylWood
• A/C: Central AirWall/Window Unit(s)
• Heating: CentralElectricDuctless
• Fireplace: Wood Burning

Exterior

• General: LightingPrivate EntrancePrivate YardSidewalk
• Other Structures: Guest HouseRear PorchCovered

Construction

• Roofing: Shingle
• General: FrameWood SidingTwoBrick/MortarCrawlspace

Location

• Road/Access: AsphaltGravel
• Originating MLS: Stellar MLS
• County: Pinellas

Lot

• Zoning: PALMETTO PARK BLK 5S 60FT OF LOTS 1 AND 2 & S 60' OF E 1/2 OF LOT 323-31-16-65862-005-0011
• View: Garden
• Fencing: Vinyl

Utilities

• Utilities: Cable ConnectedElectricity ConnectedSewer ConnectedWater Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple