305 28TH STREET S, St Petersburg, FL 33712

• 5 beds |
• 3 baths |
• 2,524 sqft

Property Description

**Huge price reduction! Seller is motivated** *** TWO HOMES ON ONE LOT*** Unlock incredible investment potential with this rare 4-bedroom, 2-bathroom cottage-style residence, complete with a fully detached, income-ready 1 bedroom apartment behind! Whether you are looking for a savvy house-hack, a multi-generational living setup, or a high-performing short-term rental, this property is designed to deliver immediate value. The two-story primary home exudes character, featuring elegant arched doorways and original built-in shelving that preserve its unique cottage soul. Enjoy peace of mind with comprehensive updates to the plumbing, electrical, and HVAC systems. Flexible Layout: Two bedrooms and a full bath are located on the main level, with two additional bedrooms and a second full bath upstairs. Step out back to discover the detached 1 bedroom apartment, a stylish garage conversion designed for maximum profitability. This isn't just a guest suite; it is a turnkey rental opportunity featuring: Full Independent Kitchen: Allows for long-term residency or premium short-term rates. This property offers a rare combination of "move-in ready" reliability and aggressive equity-building potential. Live in one and let the ADU pay part of your mortgage, or rent both for a dual-stream income portfolio. Schedule you showing today!

Listing Status:

Active

Date Added:

January 2, 2026

Data Last Updated:

May 12, 2026 at 3:22PM

Listing Office:

REDFIN CORPORATION : 617-458-2883

Listing Agent:

Kevin Mize : 813-454-4942

MLS ID:

TB8459321

Interior

• General: Ceiling Fans(s)Chair RailHigh CeilingsOpen FloorplanThermostat
• Appliances: DishwasherRangeRefrigerator
• Laundry: Inside
• Flooring: TileVinylWood
• A/C: Central AirWall/Window Unit(s)
• Heating: CentralElectricDuctless
• Fireplace: Wood Burning

Exterior

• General: LightingPrivate EntrancePrivate YardSidewalk
• Other Structures: Guest HouseRear PorchCovered

Construction

• Roofing: Shingle
• General: FrameWood SidingTwoBrick/MortarCrawlspace

Location

• Road/Access: AsphaltGravel
• Originating MLS: Stellar MLS
• County: Pinellas

Lot

• Zoning: PALMETTO PARK BLK 5S 60FT OF LOTS 1 AND 2 & S 60' OF E 1/2 OF LOT 323-31-16-65862-005-0011
• View: Garden
• Fencing: Vinyl

Utilities

• Utilities: Cable ConnectedElectricity ConnectedSewer ConnectedWater Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple