$490,000

305 28TH STREET S, St Petersburg, FL 33712

5 beds |
3 baths |
2,524 sqft

Single-Family Home
Built in 1942
8,712sqft lot
—— car garage
$194/sqft
Listed 1 month ago

Property Description

**Huge price reduction! Seller is motivated** Unlock incredible investment potential with this rare 4-bedroom, 2-bathroom cottage-style residence, complete with a fully detached, income-ready 1 bedroom apartment behind! Whether you are looking for a savvy house-hack, a multi-generational living setup, or a high-performing short-term rental, this property is designed to deliver immediate value. The two-story primary home exudes character, featuring elegant arched doorways and original built-in shelving that preserve its unique cottage soul. Enjoy peace of mind with comprehensive updates to the plumbing, electrical, and HVAC systems. Flexible Layout: Two bedrooms and a full bath are located on the main level, with two additional bedrooms and a second full bath upstairs. Step out back to discover the detached 1 bedroom apartment, a stylish garage conversion designed for maximum profitability. This isn't just a guest suite; it is a turnkey rental opportunity featuring: Full Independent Kitchen: Allows for long-term residency or premium short-term rates. This property offers a rare combination of "move-in ready" reliability and aggressive equity-building potential. Live in one and let the ADU pay part of your mortgage, or rent both for a dual-stream income portfolio. Schedule you showing today!

Listing Status:: Active
Date Added:: January 2, 2026
Data Last Updated:: February 17, 2026 at 7:24AM
Listing Office:: REDFIN CORPORATION : 617-458-2883
Listing Agent:: Kevin Mize : 813-454-4942
MLS ID:: TB8459321

General: Ceiling Fans(s)Chair RailHigh CeilingsOpen FloorplanThermostat
Appliances: DishwasherRangeRefrigerator
Laundry: Inside
Flooring: TileVinylWood
A/C: Central AirWall/Window Unit(s)
Heating: CentralElectricDuctless
Fireplace: Wood Burning

General: LightingPrivate EntrancePrivate YardSidewalk
Other Structures: Guest HouseRear PorchCovered

Roofing: Shingle
General: FrameWood SidingTwoBrick/MortarCrawlspace

Road/Access: AsphaltGravel
Originating MLS: Stellar MLS
County: Pinellas

Zoning: PALMETTO PARK BLK 5S 60FT OF LOTS 1 AND 2 & S 60' OF E 1/2 OF LOT 323-31-16-65862-005-0011
View: Garden
Fencing: Vinyl

Utilities: Cable ConnectedElectricity ConnectedSewer ConnectedWater Connected
Water: Public
Sewer: Public Sewer

Source: Stellar MLS
Ownership: Fee Simple

This listing courtesy of Kevin Mize , REDFIN CORPORATION

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

Ready to Start a VA Loan?

Get Started

NMLS #1907 ^†

Get Prequalified »

Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.

Location

Schools Nearby

Douglas L. Jamerson Jr. Elementary School

1200 37th St S, Saint Petersburg, FL, 33711

Grades PK-5

0.92 miles away

John Hopkins Middle School

701 16th St S, Saint Petersburg, FL, 33705

Grades 6-8

0.98 miles away

Gibbs High School

850 34th St S, Saint Petersburg, FL, 33711

Grades 9-12

0.64 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.